TIAA-CREF: Financial Services
 

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CREF Variable Annuity

CREF Stock Account (R1)

QCSTRX
Invest >

Unit Value

 

Day's Change

 

Portfolio Net Assets

 

Estimated Expense Charge

 
Expenses are estimated each year based on projected expense and asset levels. Differences between actual expenses and the estimate are adjusted quarterly and are reflected in current investment results.

The Account’s total annual expense deduction appears in the Account's prospectus, and may be different than that shown herein due to rounding. Please refer to the prospectus for further details.
 
 

Overall Morningstar Rating

 
The Overall Morningstar Rating is based on risk-adjusted return, and is a weighted average of the applicable 3-, 5-, and 10-year Ratings.
 
 

52 Week Range

$388.2657
 
0.8944 (0.23%)
 
$125.23B
 
0.69%
 
OVERALL
OUT OF 1,333 FUNDS
 
$336.1154 - $388.2657
As of close 04/24/2015As of 03/31/2015
As of 03/31/2015
Based on risk adjusted returns
 
10/15/2014
 
 
 
04/24/2015

Hypothetical Growth of $10,000 
The chart illustrates the performance of a hypothetical $10,000 investment made on the date indicated. The total returns are not adjusted to reflect sales charges or the effects of taxation, but are adjusted to reflect actual ongoing expenses, and assume reinvestment of dividends and capital gains, net of all recurring costs.
 

03/31/2012 - 03/31/2015

  • 3 Month
  • 6 Month
  • 1 Year
  • 3 Years
  • 5 Years
  • 10 Years

Portfolio Overview

  • Investment Strategy
  • Management Team
  • Video
  • Share Class

    Class R1

  • Dividend Frequency

    --

  • Redemption Fee

    --

  • Inception Date

    07/31/1952

  • Ticker

    QCSTRX

  • CUSIP

    194408803

This variable annuity account seeks a favorable long-term rate of return through capital appreciation and investment income by investing primarily in a broadly diversified portfolio of common stocks. Under normal circumstances, the account invests at least 80% of its assets in equity securities of foreign and domestic companies. The account uses a combination of different investment strategies to manage the account and invests in both domestic and foreign equities. Management looks for companies it believes are attractively priced based on a detailed analysis of their prospects for growth in earnings, cash flow, revenues and other relevant measures. Management also looks for companies whose assets appear undervalued in the market. The account may invest in companies of any market capitalization size, including smaller issues.

Hans Erickson, CFA

Managing Director, Head of Lifecycle Portfolio Management


Thomas Franks, CFA

Senior Managing Director, Chief Investment Officer, Global Equity Investments


Saira Malik, CFA

Managing Director, Head of Global Active Equity Portfolio Management, Global Equity Investments


William Riegel, CFA

Senior Managing Director, Chief Investment Officer, TIAA-CREF Asset Management

Performance Returns 
Average annual total return is a hypothetical rate of return that, if achieved annually, would have produced the same cumulative total return if performance had been constant over the entire period. Average annual total returns smooth out variation in performance; they are not the same as actual year-by-year results. Also, it is the average annual profit or loss realized by an investment at the end of a specified calendar period, stated as the percentage gained or lost per dollar invested.
 

  • Monthly
  • Quarterly

The performance data quoted represents past performance, and is no guarantee of future results. Your returns and the principal value of your investment will fluctuate so that your accumulation units or shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted above. Performance may reflect waivers or reimbursements of certain expenses. Absent these waivers or reimbursement arrangements, performance results would have been lower. Since Inception performance shown is cumulative for funds that have less than one year of performance history. For investments with exceptional performance, please note that performance fluctuates and currently may be lower than noted here.

Portfolio Composition

 
Portfolio Composition provides details for the investments that constitute a particular fund.
 

Sector Weightings

As of 03/31/2015
% of
Net Assets
Financials19.19%
Information Technology16.23%
Consumer Discretionary14.01%
Health Care13.13%
Industrials11.26%
Consumer Staples8.24%
Energy6.94%
Materials4.90%
Utilities2.88%
Telecommunication Services2.58%
Short-Term Investments, Other Assets & Liabilities, Net0.64%

Top 10 Holdings 
The top 10 holdings are subject to change and may not be representative of the fund's current or future investments. The holdings listed only include the fund's long-term investments and may exclude any temporary cash investments and equity index products. The holdings listed should not be considered a recommendation to buy or sell a particular security.
 

As of 03/31/2015
Market Value ($)% of
Net Assets
Apple, Inc2.8B2.22%
Wells Fargo & Co1.2B1.00%
Exxon Mobil Corp1.2B0.95%
Microsoft Corp1.1B0.88%
Johnson & Johnson977.0M0.78%
Pfizer, Inc842.5M0.67%
JPMorgan Chase & Co748.0M0.60%
General Electric Co736.0M0.59%
Verizon Communications, Inc724.8M0.58%
Walt Disney Co709.3M0.57%

As of April 24, 2015, additional classes of CREF Accounts are available with different eligibility requirements. Please visit the account’s prospectus at tiaa-cref.org for more information.

In general, the value of equity variable annuity accounts will fluctuate based on the share prices of the individual companies in which they invest. An investment in an equity variable annuity account may be subject to all or some of the following principal investment risks: Market Risk, Company Risk, Style Risk, Large-Cap Risk, Small-Cap/Mid-Cap Risk, Active Management Risk, Index Risk, Foreign Investment Risk, Sector Risk, Social Criteria Risk, Derivatives Risk, Non-Diversified Risk, Real Estate Investing Risk.

1The CREF Composite Benchmark is a weighted average of two indexes: the Russell 3000® Index, which measures the performance of the broad U.S. stock market and the MSCI All Country World ex USA Investable Market Index, which measures the performance of large-, mid- and small-cap stocks in 44 developed and emerging market nations throughout the world, excluding the United States. You cannot invest directly in any index. Index returns do not include a deduction for fees or expenses.

The Russell 3000 Index measures the performance of the stocks of the 3,000 largest publicly traded U.S. companies, based on market capitalization. The index measures the performance of about 98% of the total market capitalization of the publicly traded U.S. equity market. You cannot invest directly in any index. Index returns do not reflect a deduction for fees or expenses.

Morningstar is an independent service that rates mutual funds and variable annuities.

For each fund/account with at least a three-year history, Morningstar calculates a Morningstar Rating™ based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a fund's/account's monthly performance (including the effects of sales charges, loads, and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. Where applicable, Morningstar's performance rankings are based on linked performance that considers the differences in expense ratios, while actual performance data shown does not reflect such differences.

The top 10 percent of funds/accounts in a category receive five stars, the next 22.5 percent receive four stars, and the next 35 percent receive three stars, the next 22.5 percent receive two stars and the bottom 10 percent receive one star. (Each share class is counted as a fraction of one fund/account within this scale and rated separately, which may cause slight variations in the distribution percentages.) Morningstar proprietary ratings on U.S.-domiciled funds/accounts reflect historical risk-adjusted performance, are subject to change every month. They are derived from a weighted average of the performance figures associated with its three-, five- and ten-year (if applicable) Morningstar Rating metrics. Please note, Morningstar now rates group variable annuities within the open-end mutual fund universe.

The information contained in these reports is the proprietary information of Morningstar, Inc., may not be copied or redistributed for any purpose and may only be used for non-commercial, personal purposes. Additionally, Morningstar, Inc. shall not be responsible for investment decisions, damages or other losses resulting from use of this information. Morningstar, Inc. has not granted consent for it to be considered or deemed an "expert" under the Securities Act of 1933.

TIAA-CREF Individual & Institutional Services, LLC, Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, Members FINRA and SIPC, distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Investment products, insurance and annuity products: are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

Morningstar

 
A research company that rates the performance of Mutual Funds and Variable Annuities.
 

Morningstar Rating

  • OVERALL
    OUT OF 1,333 FUNDS
  • 3 YEAR
    OUT OF 1,333 FUNDS
  • 5 YEAR
    OUT OF 1,184 FUNDS
  • 10 YEAR
    OUT OF 808 FUNDS

The Overall Morningstar Rating is based on risk-adjusted return, and is a weighted average of the applicable 3-, 5-, and 10-year Ratings.

Morningstar Stylebox

EQUITY
  • VALUE
  • BLEND
  • GROWTH
  • LARGE
  • MID
  • SMALL

The Morningstar Style Box™ reveals a fund's investment strategy. For equity funds, the vertical axis shows the market capitalization of the stocks owned and the horizontal axis shows investment style (value, blend or growth).

Morningstar Category

Large Blend

Morningstar Risk Measures

RETURN VS. CATEGORY*-AVG
  •  
  •  
  • LOW
  • AVG
  • HIGH

Investment Risk

 
Investment risk is usually related to the performance of an investment—riskier investments offer potentially higher returns—but are more volatile in the short-term. Beta (past price fluctuations), R-Squared (performance against benchmark index), and Standard Deviation (past volatility) are all used to calculate the degree of risk associated with individual investments.
 
 
LOWER
RISK
HIGHER
RISK

Level of risk is defined using the 3 Year Standard Deviation of the Investment.

Following risk measures below are based on a 3 Year period.

  • Standard Deviation

    10.19
  • R-Squared

    1.00
  • Sharpe Ratio

    1.28
  • Beta

    1.01
LEARN MORE ABOUT INVESTMENT RISK  

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