Susan Kempler is a managing director and equity portfolio manager for the TIAA organization. Ms. Kempler manages the large-cap equity blend investment portfolios including the TIAA-CREF Growth & Income strategy. She joined TIAA in 2005.Ms. Kempler has over 25 years of investment experience. Previously, she worked at Citigroup Asset Management, where she specialized in the large- and mid-cap core equity market segments and co-managed the Smith Barney Mid Cap Core offering. In prior years, Ms. Kempler was a portfolio manager with U.S. Trust focusing on the high-net-worth market segment and an equity research analyst at Morgan Stanley, where she followed the media and entertainment sectors. Ms. Kempler earned a B.S. in economics from The Wharton School of the University of Pennsylvania. She is also a certified public accountant.