Federal law requires TIAA-CREF to report deductible and nondeductible contributions, conversions, recharacterizations and rollovers you make to your Individual Retirement Account (IRA) during a given tax year. This applies to both a Traditional IRA as well as a Roth IRA (you will receive one Form 5498 for each IRA account to which you make contributions). There are two Form 5498 mailings; the first form mailing, due January 31st in the following year, covers all current year contributions from January 1 to December 31 of the previous year, and the second form mailing, due May 31st in the following year, covers all prior year contributions made from January 1 to April 15 (or tax filing deadline). In addition, Form 5498 also reports the Fair Market Value (FMV) of your IRA contract(s) as of December 31 of that tax year’s end.

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