Your primary beneficiary is the person or entity designated as the first to receive the proceeds of your account upon your death.
The contingent (secondary) beneficiary is the second choice to receive the proceeds of your account upon your death. Your contingent beneficiary receives the benefit only if the primary beneficiary dies before you. If no beneficiaries are living at your death, any benefits are payable to your estate.
If you’re receiving the message, "Although you have previously designated beneficiaries for this contract, the system cannot list your designations," please be assured that your beneficiary information is on record. Beneficiary information is only viewable online if the beneficiary designations were established within the last few years. Prior to that, the beneficiary information is on file, but not viewable online.
If you would like to receive a confirmation of your current beneficiaries, call 800 842-2252 to speak with a TIAA-CREF representative. If you would like to see your beneficiaries online in the future, click View/Edit Detailsat the bottom of the beneficiary confirmation page and enter your beneficiary information. All newly updated beneficiary information will supersede any previous elections.