Minimum Distribution

TIAA-CREF can help you take your minimum distribution.

Your minimum distribution is the minimum amount that must be distributed to you from your plan or Traditional IRA by the Required Beginning Date (RBD).

The RBD for a Traditional IRA is April 1 of the calendar year following the year in which the participant reaches age 70 ½. The ROTH IRA does not require a minimum distribution.

For an employer-sponsored plan, the RBD is the later of April 1 of the calendar year following the year the participant reaches age 70 ½ or the year in which the participant retires from the employer currently maintaining the plan.

Taking your minimum distribution amounts

TIAA-CREF can help you calculate estimates for your minimum distributions amounts from your tax-favored retirement accounts.

Please call us at 800 842-2776 MON-FRI, 8AM-10PM (ET) and SAT, 9AM-6PM (ET) to speak with one of our representatives who can help provide you with solutions to taking your minimum distributions.

To take a minimum distribution from your employer-sponsored retirement plan or IRA, please contact us at 800 842-2776. For your Mutual Fund IRA, please use the form below.

 
Product
Use this form:
Investment Solutions IRAFor assistance in taking a minimum distribution from your Investment Solutions IRA, please call us at 800 842-2776.
Mutual Fund IRA TIAA-CREF Mutual Funds IRA Distribution (PDF)
[0500T.IDF]
If you're not sure what type of IRA you have, please check your account number. If it begins:
  • Alphabetically, you generally own an Investment Solutions IRA.
  • Numerically, you generally own a Mutual Funds IRA.

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C11076