The cost for insurance varies from person to person based on certain factors, including age, general health, the type of policy you wish to buy, etc. To discuss your specific situation, call us at 877 276-9429.
The easiest place to start estimating cost is with our Level Term policies. You can get an idea of how much your premiums might be by using our Term quote calculator below. Of course these are estimates only. Your actual premium will be determined after the underwriting process is completed.
Permanent life insurance policies are more complex, and we recommend you call us at 877 276-9429 for an illustration of premiums and benefits.
Please call 877 276-9429 for quotes at face amounts other than those shown above.
Annual Renewable Term life insurance, policy form series TCL-RT.1 and Level Term Life insurance, policy form series TCL-LPT.1 are underwritten by TIAA-CREF Life Insurance Company (TIAA-CREF Life), a wholly owned subsidiary of Teachers, Insurance and Annuity Association of America (TIAA). Both TIAA and TIAA-CREF Life are headquartered at 730 Third Avenue, New York, NY 10017-3206. Each is solely responsible for its own financial condition and contractual obligations.
TIAA-CREF Life's term life insurance premiums are "tiered," with progressive discounts for coverage amounts of $250,000 (to less than $500,000), $500,000 (to less than $1,000,000) and $1,000,000 or more. If you have asked for a quote on an amount close to the next band break (for example, you requested a quote for $450,000 of coverage), you may wish to submit a second quote request (in this case for $500,000) to see if the premium for the amount is actually less than the premium for the coverage amount you originally requested.
Weekdays, 8 a.m. – 6 p.m. (ET)
800 223-1200, option #2
Weekdays, 8 a.m. – 5 p.m. (ET)
Learn more about the policy choices available to you.