TIAA-CREF Life Insurance Company (TIAA-CREF Life)’s online planning tools can help you determine if you may need life insurance, how much life insurance you may need, how much life insurance may cost, and the types of life insurance policies that are available. Our Life Insurance Representatives are also here to help—just call us at 877 276-9429.

Step OneReview your life insurance coverage needs

Understanding your coverage needs—and how they may have changed over time—doesn’t have to be complex. In fact, it’s pretty simple. All you need is a few minutes, and our interactive check-list. Visit our 2-Minute Checklist and we’ll help you assess your life insurance coverage needs today or just call us at 877 276-9429 and speak to one of our Life Insurance Representatives who can help you decide the amount of coverage that works best for you.

Visit our 2-Minute Checklist 

Step TwoDetermine the amount of life insurance coverage that’s best for you

Depending on your needs, both you and your spouse or partner should have 6 to 10 times your annual incomes.* Use our Needs Tool to help determine the amount of life insurance protection that’s right for you or just call us at 877 276-9429 and speak to one of our Life Insurance Representatives who can help you decide the coverage amount that works best for you.

Estimate Your Coverage Needs  

Step ThreeLearn how much life insurance may cost

The premiums for our 10-, -15, -20 and 30-Year Level Term and permanent insurance policies are affordable and designed to fit many budgets. Use our online quoting tool to determine the cost for your term life insurance. Or, for a permanent life insurance quote, call and speak with one of our Life Insurance Representatives at 877 276-9429.

Get a preliminary, no-obligation life insurance quote  

Step FourFind out which of our life insurance policies are available in your state

Our term and permanent life insurance is available in nearly all states. Use our policy finder to learn which policies are available to you. Or, you can also speak with one of our Life Insurance Representatives at 877 276-9429 who can give you the answer.

Find a policy in your state 

 

Need Help?

To get information or apply for a new policy, speak with our Life Insurance Representatives at:

877 276-9429
Weekdays, 8 a.m. - 8 p.m. (ET)
or

Schedule a call

Customer service & claims

877 694-0305
Weekdays, 8 a.m. – 6 p.m. (ET)

Application status

800 223-1200, option #2
Weekdays, 8 a.m. – 5 p.m. (ET)

Important Information Important Information

Video / Audio Resources

Howard SavageLearn about life insurance from Clark Howard and Terry Savage.

Frequently Asked Questions

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