Step 1: What to Expect

What is a Paramedical Exam?

A paramedical examination usually includes the recording of height, weight, blood pressure and pulse. The exam may also include the collection of blood, urine, oral fluid, and an EKG and/or X-ray, depending on the insurer’s underwriting guidelines for your age and insurance amount. The exam may also include a personal interview to collect information about your medical history. All of this information allows the insurance company to perform a comprehensive evaluation of your current health.

Where is the exam performed?

ExamOne paramedical professionals perform examinations at one of our convenient ExamOne or Quest Diagnostics locations. If desired the exam may be performed at your home or workplace. You choose the time and place most convenient for you.

How long will the examination last?

The examination time can last from 15 to 45 minutes depending on the number of necessary service.

What if blood has to be drawn?

If a blood sample is required by the insurance company, a medically-trained ExamOne professional will perform the collection. Only single-use, sterile, disposable needles are used to collect the specimen and vinyl gloves are always worn.

What is an EKG?

An EKG records electric impulses of the heart. If an electrocardiogram (EKG) is required by the insurance company, it will be performed at the time of the examination. An EKG recording is usually complete in less than 10 minutes.

What happens when the exam is complete?

Any specimens obtained during the examination are sent to Quest Diagnostics or another designated laboratory and the results are forwarded to the insurance company for assessment. ExamOne professionals are not aware of the tests performed on the specimen(s) at the laboratory and do not receive the test results. If you have any questions regarding your application or your test results, please contact your insurance agent or the insurance company.

The paramedical examination and any additional requirements are forwarded to the insurance company. You will be contacted if additional information is required.

How do I obtain my laboratory test results?

You can obtain a copy of your results by contacting your agent or insurance company.

Step 2: How to Prepare

How to Prepare for Your Exam   

A personal history interview may be required and may be completed over the phone or at the time of your exam appointment. Please have the following information available:

  • Names and dosages of current medications
  • Names, addresses and phone numbers of any doctors or clinics visited in the last five years
  • List of medical conditions or diagnoses including the date diagnosed, treatment, result of treatment, and treating physician information
  • Health insurance member identification numbers for any current health insurance policies (for health insurance applications only)

Next, in order to achieve optimal results make sure you do the following prior to your exam appointment:

  • Be prepared with a picture ID at the time of the examination
  • Limit salt and high-cholesterol foods 24 hours prior to the examination
  • Avoid strenuous exercise 12 hours prior to the examination
  • Refrain from drinking alcoholic beverages for at least 12 hours prior to your appointment
  • Limit caffeine and nicotine one hour prior to your appointment
  • Provide any history of problems associated with providing a blood sample
  • Drink a glass of water one hour prior to the appointment
  • Get a good night of sleep prior to the examination
  • Have any application paperwork that was sent to you available and ready for the examiner unless otherwise instructed by your agent

Step 3: Getting Your Results

Getting Your Medical Exam Results 

Today, more than ever, concerns about growing healthcare costs are influencing people to lead healthier lifestyles. With this intensified motivation for better health in mind, we have a service that will increase your awareness of your current health status. Laboratory testing will be conducted as part of your insurance exam. Your laboratory results will be available within 7 to 14 days subject to your insurance company’s participation in this service.*

How Does It Work?

Visit and register for your online account. Here’s how:*

  1. Go to
  2. Register and be sure to include the bar code number on the sticker that was affixed to the front of your important information brochure.
  3. You will receive an email notification when your results are available.
  4. Simply follow the link in the email, and log in using the username and password.
  5. You will need to read and accept the Terms of Use on the site.

Your results will be available online for 6 months. If you have any questions about obtaining your results please contact your insurance company or agent.

More Choices

As individuals, we have different preferences when it comes to viewing information. We designed the web site with that in mind. You can view the results graphically or as a simple list. You can also manage your profile information, save as a PDF, print results and share them with your personal physician.

Need help?

  • Call our Insurance Representatives 877 276-9429
    Weekdays, 8 a.m. - 8 p.m. (ET)
  • Schedule a call with an Insurance Representative

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