Take a look below to find answers to frequently asked questions about TIAA-CREF Life Insurance Company (TIAA-CREF Life).
We make it easy by providing the tools you need to decide which life insurance is right for you. Learn about the life insurance choices available to you.
Depending on your needs, both you and your spouse or partner should consider having coverage equal to six to ten times your annual incomes to help pay for final bills and daily living expenses should something happen. Learn how much coverage you may need with our needs tool.
We work hard to keep our insurance premiums affordable. Get a preliminary quote for one of our life insurance policies. There’s never any obligation or pressure to buy.
As life events occur, like getting married, buying a new home or having a new child, your financial obligations increase and so does your need for life insurance. Learn how much you may need.
TIAA-CREF Life Insurance Company is a member of one of only three insurance groups in the United States to hold the highest possible rating from three of the four leading independent insurance company rating agencies.1 Learn more about our strong ratings and why you can depend on us to help you protect what matters most.
When you apply you’ll be asked to participate in a health assessment before coverage can take effect. This will include answering a few health questions and taking a medical exam. The exam costs you nothing and is performed at your convenience and the place of your choice.
Call 877 276-9429 Monday - Friday, 8 a.m. to 8 p.m. (ET) to speak with one of our Insurance Representatives.
1TIAA-CREF Life Insurance Company (TIAA-CREF Life) is a wholly owned subsidiary of Teachers Insurance and Annuity Association of America (TIAA). TIAA-CREF Life holds the following ratings as a result of its relationship with TIAA: A.M. Best (A++ as of 9/14), Fitch (AAA as of 10/14), and Standard & Poor's (AA+ as of 10/14). It holds the second highest possible rating from Moody’s Investors Service (Aa1 as of 10/14). Per S&P criteria, the downgrade of U.S. long-term government debt limits the highest rating of U.S. insurers to AA+ (the second-highest rating available). There is no guarantee that current ratings will be maintained. Ratings represent a company’s ability to meet policyholders’ obligations and claims and do not apply to variable annuities, mutual funds or any other product or service not fully backed by TIAA-CREF Life’s claims-paying ability.
Exclusions, restrictions, limitations and reductions in benefits will, in certain situations apply to your policy. For full details, including costs, call us at 877 276-9429.
Life insurance is issued by TIAA-CREF Life Insurance Company, 730 Third Avenue, New York, NY, 10017.
Weekdays, 8 a.m. – 6 p.m. (ET)
800 223-1200, option #2
Weekdays, 8 a.m. – 5 p.m. (ET)