Has the question “How much life insurance do I need?” come to mind more frequently?

Many financial planners consider insurance to be a key building block on which the rest of your wealth building strategy should be built. After all, what good is a plan if a devastating event occurs before you are able to reach your goal(s)? Life insurance can help provide for those who rely on you financially in case something happens to you.

So, how much life insurance is enough?

The answer is different for each person based on individual circumstances. Buy too little insurance and your wishes may not be fully carried out. Get too much and the cost may be prohibitive. Settling on the right level of coverage can help you adequately protect the ones you love while staying within your budget.

Your life insurance needs will likely change over time. You may need to adjust your coverage periodically as you experience changes in your career, family and finances.

Additional questions you may ponder:

How do career stages impact how much life insurance I should carry?
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Why do family dynamics affect my need for life insurance?
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Do other financial matters change my life insurance needs?
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Are there special considerations I need to know about if I am a woman?
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