1. We offer personalized, one-on-one guidance.
TIAA-CREF Life Annuity Representatives provide guidance that is suitable for your needs, and they will never pressure you to buy.
2. We have a history of high ratings and financial strength and stability.
TIAA-CREF Life Insurance Company is one of the three highest rated insurance companies in terms of overall financial strength.1
Read about our financial strength ratings: A.M. Best Company (PDF), Moody's - TIAA Credit Opinion (PDF), Moody's Press Release (PDF)Fitch Ratings (PDF), Fitch Press Release (PDF), Standard & Poor's - TIAA Full Report (PDF)
3. Our variable annuity expenses are among the lowest in the industry.2
Low expenses and no sales charges not only make our products more affordable, but they also help put more of your money to work toward achieving your retirement goals. Plus, there are no fees to transfer your funds to other investment choices as your financial needs change.
4. We’ve helped protect what matters most for more than 90 years.
TIAA-CREF Life is a wholly owned subsidiary of Teachers Insurance and Annuity Association (TIAA), and a part of TIAA-CREF Group of companies. TIAA-CREF is a full-service financial services organization that has dedicated itself to helping those in the academic, medical, cultural and research fields for more than 90 years. TIAA-CREF Life, TIAA, and TIAA-CREF are solely responsible for their respective financial conditions and contractual obligations.
Ready to learn more?
To learn more about how TIAA-CREF Life can help you with your retirement, call an Annuity Representative at 877 554-8282 now. Or,
TIAA-CREF Life Insurance Company (TIAA-CREF Life) is a wholly owned subsidiary of Teachers Insurance and Annuity Association of America (TIAA).
1TIAA-CREF Life Insurance Company is a member of one of only three insurance groups in the United States to hold the highest possible rating from three of the four leading independent insurance company rating agencies. TIAA-CREF Life Insurance Company (TIAA-CREF Life) is a wholly owned subsidiary of Teachers Insurance and Annuity Association of America (TIAA). TIAA-CREF Life holds the following ratings as a result of its relationship with TIAA: A.M. Best (A++ as of 6/15), Fitch (AAA as of 10/14), and Standard & Poor's (AA+ as of 7/15). It holds the second highest possible rating from Moody’s Investors Service (Aa1 as of 10/14). Per S&P criteria, the downgrade of U.S. long-term government debt limits the highest rating of U.S. insurers to AA+ (the second highest rating available).There is no guarantee that current ratings will be maintained. Ratings represent a company’s ability to meet policyholders’ obligations and claims and do not apply to variable annuities, mutual funds or any other product or service not fully backed by TIAA-CREF Life’s claims-paying ability.
2 TIAA-CREF Life’s Intelligent Variable Annuity’s maximum annuity expense charge ranges from 0.45% to 0.70%. If the Guaranteed Minimum Death Benefit option is selected, the fee is 0.10% and the maximum expense charge ranges from 0.55% to 0.80%. All expense information presented here is as of the prospectus dated May 1, 2015. Please see the prospectus for more information. According to Morningstar, the average annuity expense charge is 1.34% for all nongroup variable annuity subaccounts in Morningstar Direct as of 7/7/15. ©2015 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.
Please keep in mind that annuities are designed for retirement and other long-term goals. If you choose to invest in the variable investment products, your money will be subject to the risks associated with investing in securities, including loss of principal.
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1.35% as of 9/01/2015
*TIAA-CREF Investment Horizon Annuity. Not available in all states. Read the prospectus carefully before investing.
Learn whether exchanging your after-tax annuity to a TIAA-CREF Life after-tax annuity is right for you.