Our flexible, low cost1 Intelligent Variable Annuity may complement your existing retirement savings, especially if you have maxed out your retirement plan and IRA contributions.

This product may be right for you if you are concerned about:

  • Doing all you can to save for retirement beyond workplace plans and IRAs
  • Paying taxes on your earnings while you are still saving
  • Outliving your retirement savings

Download the Intelligent Variable Annuity brochure (PDF)

Read the Prospectus .

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5-Year Fixed Term* Deposit Rate

1.20% as of 02/01/2016

*TIAA-CREF Investment Horizon Annuity. Not available in all states. Read the prospectus carefully before investing.

Exchange Your Annuity

Learn whether exchanging your after-tax annuity to a TIAA-CREF Life after-tax annuity is right for you.