Our flexible, low cost1 Intelligent Variable Annuity may complement your existing retirement savings, especially if you have maxed out your retirement plan and IRA contributions.
1TIAA-CREF Life's Intelligent Variable Annuity's maximum annuity expense charge ranges from 0.45% to 0.70%. If the Guaranteed Minimum Death Benefit option is selected the fee is 0.10% and the maximum expense charge ranges from 0.55% to 0.80%. All expense information presented here is as of the prospectus dated May 1, 2014. Please see the prospectus for more information. According to Morningstar, the average annuity expense charge is 1.35% for all nongroup variable annuity subaccounts in Morningstar Direct as of 11/17/2014. ©2014 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.
2 Taxable amounts received prior to 59½ may be subject to a 10% penalty.
3 Some restrictions may apply.
4 All guarantees are based upon TIAA-CREF Life's claims paying ability.
Intelligent Variable Annuity (contract form series TCL-VA2), is issued by TIAA-CREF Life Insurance Company (TIAA-CREF Life), 730 Third Ave., New York, NY 10017.
Please keep in mind that annuities are designed for retirement and other long-term goals. If you choose to invest in the variable investment products, your money will be subject to the risks associated with investing in securities, including loss of principal. Withdrawals before age 59 ½ may be subject to an additional 10% IRS early withdrawal penalty in addition to ordinary income.
Annuity contracts contain exclusions, limitations, reductions of benefits and may contain terms for keeping them in force. We can provide you with costs and complete details.
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1.20% as of 5/01/2015
*TIAA-CREF Investment Horizon Annuity. Not available in all states. Read the prospectus carefully before investing.
Learn whether exchanging your after-tax annuity to a TIAA-CREF Life after-tax annuity is right for you.