TIAA-CREF provides retirement plans at more than 15,000 colleges, universities, schools, research centers, medical organizations and other nonprofit institutions.
Defined Contribution / Retirement Plans
Offered through your employer, contributions to these plans are tax deferred. In most cases your employer makes contributions on your behalf.
Supplemental Retirement Plans
Tax deferred plans that allow you to save more for retirement in addition to the basic retirement plan offered by your employer.
Tax-deferred retirement plans for small-business owners and their employees.
A Simplified Employee Pension (SEP) plan is easy to manage and involves a reduced level of paperwork, for certain businesses, as compared to Keogh Plans.
TIAA-CREF administers two types of Keogh plans: Profit Sharing and Money Purchase. TIAA-CREF will no longer offer new employer Keogh plans after 12/31/2012.
A Savings Incentive Match Plan (also known as a SIMPLE IRA) gives small businesses a convenient way to contribute to their employees’ — and their own — retirement.
Traditional and Roth IRAs can be used to make periodic investments and/or to consolidate assets into one account.*
After Tax Annuities
Get the benefit of tax-deferred growth potential and a choice of distribution options. Especially appropriate for individuals who already contribute the maximum to qualified retirement plans or IRAs.
*Carefully consider differences in features, costs, charges, services, company strength and other important aspects. There may also be tax consequences associated with the transfer of assets. Indirect transfers may be subject to taxation and penalties. Consult with your own advisors regarding your particular situation.
**TIAA is the insurance company affiliate that backs TIAA Traditional and our other guaranteed products. TIAA’s ratings and financial strength do not apply to variable annuities, mutual funds or any other product or service not fully backed by the claims-paying ability of TIAA.
Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY. TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products.
Investment products, insurance and annuity products: are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
Get personalized financial advice at no additional cost from a TIAA-CREF consultant. Call us at 800 842-2888
See what you'll need to enroll in your employer's retirement plan.
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