Retirement Plans

TIAA-CREF provides retirement plans at more than 15,000 colleges, universities, schools, research centers, medical organizations and other nonprofit institutions.

Employer-sponsored retirement plans

Defined Contribution / Retirement Plans 
Offered through your employer, contributions to these plans are tax deferred. In most cases your employer makes contributions on your behalf.

Supplemental Retirement Plans 
Tax deferred plans that allow you to save more for retirement in addition to the basic retirement plan offered by your employer.

Small-business retirement plans

Tax-deferred retirement plans for small-business owners and their employees.

A Simplified Employee Pension (SEP) plan is easy to manage and involves a reduced level of paperwork, for certain businesses, as compared to Keogh Plans.

TIAA-CREF administers two types of Keogh plans: Profit Sharing and Money Purchase.  TIAA-CREF will no longer offer new employer Keogh plans after 12/31/2012.

A Savings Incentive Match Plan (also known as a SIMPLE IRA) gives small businesses a convenient way to contribute to their employees’ — and their own — retirement.

Individual investors

Traditional and Roth IRAs can be used to make periodic investments and/or to consolidate assets into one account.*

After Tax Annuities 
Get the benefit of tax-deferred growth potential and a choice of distribution options. Especially appropriate for individuals who already contribute the maximum to qualified retirement plans or IRAs.

Talk to us.

Get personalized financial advice at no additional cost from a TIAA-CREF consultant. Call us at 800 842-2888

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