TIAA-CREF provides retirement plans at more than 15,000 colleges, universities, schools, research centers, medical organizations and other nonprofit institutions.
Defined Contribution / Retirement Plans
Offered through your employer, contributions to these plans are tax deferred. In most cases your employer makes contributions on your behalf.
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Supplemental Retirement Plans
Tax deferred plans that allow you to save more for retirement in addition to the basic retirement plan offered by your employer.
Tax-deferred retirement plans for small-business owners and their employees.
A Simplified Employee Pension (SEP) plan is easy to manage and involves a reduced level of paperwork, for certain businesses, as compared to Keogh Plans.
TIAA-CREF record keeps two types of Keogh plans: Profit Sharing and Money Purchase. TIAA-CREF no longer offers new employer Keogh plans after 12/31/2012.
A Savings Incentive Match Plan (also known as a SIMPLE IRA) gives small businesses a convenient way to contribute to their employees’ — and their own — retirement.
Traditional and Roth IRAs can be used to make periodic investments and/or to consolidate assets into one account.*
After Tax Annuities
Get the benefit of tax-deferred growth potential and a choice of distribution options. Especially appropriate for individuals who already contribute the maximum to qualified retirement plans or IRAs.
*Prior to consolidating assets, you should carefully consider your other available options. You may also be able to leave money in your current plan, roll over money to an IRA, or cash out all or part of the account value. You should weigh each option carefully and its advantages and disadvantages, including desired investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment, and your unique financial needs and retirement plan. You should seek the guidance of your financial professional and tax advisor prior to consolidating assets..
Retirement plan annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. After tax annuities are issued by TIAA-CREF Life Insurance Company, New York, NY. Each of the foregoing is solely responsible for its own financial condition and contractual obligations.
TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, Members FINRA and SIPC, distribute securities products.
Investment products, insurance and annuity products: are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
Get personalized advice on your employer sponsored retirement plan investment options at no additional cost from a TIAA-CREF consultant. Call us at 800 842-2888
See what you'll need to enroll in your employer's retirement plan.