Considering an IRA?
An IRA offers a great way to contribute additional savings for your retirement.
Evaluate your goals
Find out what an IRA can do for you
Learn which type of IRA is right for you
Already have an IRA?
Make sure you’re maximizing your IRA and getting the greatest potential tax savings.
Keep your IRA on track
Know your contribution limits
Know How Now: IRA Basics
Learn the basics about IRAs.
Benefits of Dollar Cost Averaging
Consider dollar cost averaging to reduce market risks. 2
IRAs and Financial Well Being
Start early, plan farther ahead and save more for retirement.
What to Consider When You Retire
Deciding when to retire? Start the planning process early.
How to Roll Over Funds into an IRA
Get a step-by-step guide to start your rollover.
Tools & Calculators
IRA Contribution Limits
Find out how much you can contribute and how much is tax-deductible.
Should I convert to a Roth IRA?
See if it makes sense for you to convert your Traditional IRA.
Understand the impact of fund expenses on your investments.
More IRA Info & Resources
Have more questions about IRAs? We have the information and tools you need to decide if an IRA is right for you.
1 Rollovers and transfers may be subject to differences in features, costs, and surrender charges. Indirect transfers may be subject to taxation and penalties. Consult your tax advisor regarding your situation.
2 No method of investing can ensure a profit or protect against loss.
Prior to rolling over, consider your other options. You may also be able to leave money in your current plan, withdraw cash or rollover the assets to your new employer’s plan if one is available and rollovers are permitted. Compare the differences in investment options, services, fees and expenses, withdrawal options, required minimum distributions, other plan features, and tax treatment. Speak with a TIAA-CREF Consultant and your tax advisor regarding your situation. Review your options.
TIAA-CREF products may be subject to market and other risk factors. See the applicable product literature, or visit tiaa-cref.org for details.
Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY.
See how 3 people’s retirement contributions could stack up over 30 years.
A Hypothetical Illustration