Individual Retirement Account

Save for retirement with a TIAA-CREF IRA and get access to our wide range of investment choices.

What would you like to do?

about IRAs

Understanding the basics, choosing an IRA, tax advantages, contribution limits—it's all here.

Types of IRAs

Traditional, Roth, SEP and SIMPLE: Compare tax advantages, eligibility and more.

an IRA

It takes about 10 minutes—just choose the IRA you want to open and answer a few questions.

Rollover to a TIAA-CREF IRA

Keep it simple and possibly reduce expenses. Consolidate all your retirement savings —such as 401(k) plans and pensions— from old jobs into one TIAA-CREF IRA.1

Rollover benefits 

Tools & Resources

What are you retirement goals?

Estimate how much of your salary you might be able to replace at retirement.

Check my progress

Traditional vs. Roth?

Use our IRA Finder Tool to learn which type of IRA is right for you.

Try it now

IRA Contribution Limits

See how much you can contribute to a Roth and/or a Traditional IRA.

See IRA limits

What makes TIAA-CREF IRAs so special?

Learn More 

Need Help?

Talk to an IRA specialist
Monday – Friday 8 AM – 7 PM (ET)
Schedule a callback

Roth or Traditional?

Get help deciding. Try our IRA Finder tool.

Start Now

Contribute to your IRA

Already have an IRA with us?

Already started?

Complete your saved application

IRA Video Series