Individual Retirement Account

Save for retirement with a TIAA-CREF IRA and get access to our wide range of investment choices.

What would you like to do?

about IRAs

Understanding the basics, choosing an IRA, tax advantages, contribution limits—it's all here.

ways to invest

Whether you're a do it yourself investor or want a pro to manage your IRA, we can help.

an IRA

It takes five minutes—just choose the IRA you want to open and answer a few questions.

Rollover to a TIAA-CREF IRA

Keep it simple and possibly reduce expenses. Consolidate all your retirement savings —such as 401(k) plans and pensions— from old jobs into one TIAA-CREF IRA.1

Rollover benefits 

Tools & Resources

Which TIAA-CREF IRA is for you?

Based on your retirement goals, this tool helps you pick the right IRA for you.

Choose an IRA

Traditional vs. Roth

Use this calculator to determine which type of IRA meets your needs.

Compare IRAs

IRA Contribution Limits

See how much you can contribute to a Roth and/or a Traditional IRA.

See IRA limits

What makes TIAA-CREF IRAs so special?

Learn More 

Need Help?

Talk to an IRA specialist
Monday – Friday 8 AM – 10 PM (ET)
Saturday 9 AM – 6 PM (ET

Schedule a callback

Contribute to your IRA

Already have an IRA with us?

Already started?

Complete your saved application

IRA Video Series