Wherever you are in life, a TIAA-CREF IRA is a smart way to manage your retirement goals. Our IRAs complement your workplace plan and offer a combination of benefits, including:

  • Advice and guidance. You can choose a TIAA-CREF IRA that offers advice and guidance to help you figure it all out — which investments are right for you, how much to put in each, how to receive income in retirement.
  • A virtually unlimited array of investments. You can access thousands of investments through TIAA-CREF Brokerage Services, including mutual funds, stocks, bonds, options, ETFs and CDs.
  • Low costs. Expenses on our mutual funds and annuities are generally less than half the mutual fund industry average, so more money stays in your account.1
  • Flexibility to take your money with you. Your TIAA-CREF IRA isn’t tied to your employer, so it's yours to keep even if you change jobs.

Investment Solution IRA

A comprehensive investment line-up using TIAA-CREF annuities and mutual funds, plus brokerage services including stocks, bonds, ETFs, CDs and non-proprietary mutual funds.2

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Brokerage Services IRA

TIAA-CREF mutual funds and access to stocks, bonds, ETFs, CDs and non-proprietary mutual funds.

 

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Express IRA

Access to an array of mutual funds including TIAA-CREF Lifecycle Funds that adjust to your retirement date.

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Portfolio Advisor IRA

Get a professionally managed portfolio using a strategy customized to what's important to you.

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Compare IRA Solutions

Evaluate all your IRA options at a glance, comparing the features and benefits of each.

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Roth or Traditional

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