Wherever you are in life, a TIAA-CREF IRA is a smart way to manage your retirement goals. Our IRAs complement your workplace plan and offer a combination of benefits, including:

  • No minimum to open. Get a full range of investment options, with no minimum amount required to open your IRA.
  • Advice and guidance. You can choose a TIAA-CREF IRA that offers advice and guidance to help you figure it all out — which investments are right for you, how much to put in each, how to receive income in retirement.
  • A wide array of investments. A comprehensive investment line-up of TIAA-CREF annuities and mutual funds, plus brokerage services including stocks, bonds, ETFs, CDs and non-proprietary mutual funds. 1
  • Low costs. Expenses on our mutual funds and annuities2 are generally less than half the mutual fund industry average, so more money stays in your account.3
  • Income to last a lifetime. Use your IRA to produce income you can’t outlive through TIAA-CREF fixed and variable annuities.2

Portfolio Advisor IRA4

The Portfolio Advisor program professionally manages IRA investments using a strategy customized to your individual needs, goals and personal beliefs. We handle investment selection, asset allocation, and rebalancing—on your behalf.

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