Express IRA


Choose from several different mutual funds to build a customized portfolio that’s flexible and easy to manage.

What you get

Minimum Investment: $2,000

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Find the right TIAA-CREF IRA

It'll take less than five minutes to find the right fit


Lifecycle Tool

Explore how the TIAA-CREF Lifecycle Funds could work for you

I am:   years old

Target Retirement Age: 65 years old

This fund was selected for you based on your current age and a projected retirement age of 65. For example, if you’re going to be 65 in 2036, we would suggest the Lifecycle 2035 Fund since our Funds are offered in 5-year increments.

TIAA-CREF Lifecycle 2050 Fund

Below is the initial asset mixture of the selected fund. See the "View Over Time" tab to see how the allocations change over time.

The fund's asset allocation is an investment strategy that aims to balance risk and reward by allocating and diversifying the fund's assets. The asset allocation becomes more conservative as you reach retirement since investment time horizons are shorter and there is greater sensitivity to market movements. Please note that there is no guarantee that asset allocation reduces risk or increases returns.

As you approach retirement, allocations automatically adjust to become more conservative. The Funds assume a retirement age of 65.



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