Different retirement goals require different approaches to investing. We offer a range of options based how much guidance you’d like and how you want to invest your retirement savings.
Compare our IRAs OR Let us help you choose
Investment Solutions IRA
Brokerage Services IRA
Portfolio Advisor IRA
Contact us 800 927-3059
|Things to Consider||This IRA lets you invest in TIAA-CREF fixed and variable annuities, TIAA-CREF mutual funds, and stocks, bonds, ETFs, CDs and non-proprietary mutual funds. TIAA-CREF advice and guidance are also available at no cost with this IRA.||This IRA lets you invest in TIAA-CREF mutual funds and stocks, bonds, ETFs, CDs, annuities and non-proprietary mutual funds.||This IRA gets you a professionally managed portfolio using a strategy that is customized to your individual retirement goals.|
|Who's eligible|| Those who participate in a TIAA-CREF plan (and their families) |
who work for or who are retired from an eligible institution (and their families)*
|Open to all||Open to all|
|What you get|
|What you can invest in||Asset allocated mix of investments, including stock and bond mutual funds and ETFs.|
|Which IRA types are available||Traditional, Roth, SEP||Traditional, Roth, SEP, SIMPLE and Inherited||Traditional, Roth, SEP and Inherited|
|Annual maintenance fee||$0||$0||$0**|
* Some TIAA-CREF products and services, like the Investment Solutions IRA, are only available to employees and retirees (and their family members) of nonprofit colleges and universities, public and private nonprofit elementary and secondary schools, teaching hospitals, museums, libraries and other nonprofit institutions. Learn more.
** Portfolio Advisor is a fee-based service.
*** Through an Investment Solutions IRA, available to eligible participants only through our guaranteed annuity products only. Guarantees are backed by the issuer.
† Approximately seven to ten years following a Lifecycle Fund’s target date, the fund may merge into the Lifecycle Retirement Income Fund or other similar fund.
TIAA-CREF Individual & Institutional Services, LLC, Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, Members FINRA and SIPC, distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. Advisory services provided by Advice & Planning Services, a division of TIAA-CREF Individual & Institutional Services, LLC, a registered investment adviser.
Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.