Wherever you are in life, a TIAA-CREF IRA is a smart way to manage your retirement goals. Our IRAs complement your workplace plan and offer a combination of benefits, including:
Investment Solution IRA
A comprehensive investment line-up using TIAA-CREF annuities and mutual funds, plus brokerage services including stocks, bonds, ETFs, CDs and non-proprietary mutual funds.2 Learn More
Brokerage Services IRA
TIAA-CREF mutual funds and access to stocks, bonds, ETFs, CDs and non-proprietary mutual funds. Learn More
Portfolio Advisor IRA
Get a professionally managed portfolio using a strategy customized to what's important to you. Learn More
Compare IRA Solutions
Evaluate all your IRA options at a glance, comparing the features and benefits of each.
Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. TIAA-CREF products may be subject to market and other risk factors. See the applicable product literature, or visit www.tiaa-cref.org for details. Certain securities may not be suitable for all investors. Certain securities may not be suitable for all investors.
You should consider the investment objectives, risks, charges and expenses carefully before investing. Please contact your financial advisor or call 877-518-9161 for a current prospectus that contains this and other information. Please read the prospectus carefully before investing.
† Approximately seven to ten years following a Lifecycle Fund’s target date, the fund may merge into the Lifecycle Retirement Income Fund or other similar fund.
1 Applies to mutual fund and variable annuity expense ratios. Source: Morningstar Direct, March 31, 2015. The expense ratio on all mutual fund products and variable annuity accounts managed by TIAA-CREF is generally less than half the mutual fund industry average. 67% are less than half their respective Morningstar Universe average and 59% are less than half their respective Morningstar Universe median. Our mutual fund and variable annuity products are subject to various fees and expenses, including but not limited to management, administrative, and distribution fees; our variable annuity products have an additional mortality and expense risk charge.
2 Some TIAA-CREF products and services, like the Investment Solutions IRA, are only available to employees and retirees (and their family members) of nonprofit colleges and universities, public and private nonprofit elementary and secondary schools, teaching hospitals, museums, libraries and other nonprofit institutions. Learn more.
Brokerage Services are provided by TIAA-CREF Brokerage Services, a division of TIAA-CREF Individual & Institutional Services, LLC, members FINRA . Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY.TIAA-CREF Individual & Institutional Services, LLC, Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, Members FINRA and SIPC, distribute securities products.Advisory services are provided by Advice & Planning Services, a division of TIAA-CREF Individual & Institutional Services, LLC, a registered investment adviser. Each is solely responsible for its own financial condition and contractual obligations.
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