TIAA-CREF Brokerage Services offers the Cash Solutions Account (CSA), a comprehensive cash management solution that has all of the features of a standard brokerage account, plus:

  • Unlimited checkwriting
  • A Visa® Debit Card (Gold and Platinum tiers)
  • Bill Payment through BillSuite(TM)

The Cash Solutions Account has three different levels: Silver, Gold and Platinum. Eligibility, features and costs differ for each level.

FeesSilver TierGold TierPlatinum Tier
Annual Fees$25$65$110
Initial check order (includes checkbook cover, check register, deposit tickets and 40 checks)FreeFreeFree
Check Reorder$15$10Free
Business Style Checks - initial order, includes binder$60$60$60
Business Style Check Reorder$50$50$50
Stop Payments (on checks)$25$25Free
Lost or stolen check book replacement$25$25$25
Returned check or Automated Clearing House (ACH) transaction (for any reason)$25$25$25
Copy of cancelled check or Visa draft$2.50 per copy$2.50 per copy$2.50 per copy
Bill payment through BillSuiteFreeFreeFree
Note: Silver Tier annual fee is waived for accounts that have $25,000 or more in average month end closing cash sweep balances.
Silver TierGold TierPlatinum Tier
RewardSuite - optional for Gold and PlatinumNoYesYes
RewardSuite Loyalty programN/A1 point / $1.001.5 points / $1.00
Concierge Service for RewardSuite - flexible travel rewards with no blackout dates, Saturday stay restrictions, or 21-day advance booking requirementsN/AN/AFree
ATM Out of Network ReimbursementN/AUp to $5 per monthUp to $10 per month
24/7 voice response service and Live customer service Mon-Fri 8:30 am - 6:00 pm ET. U.S. (800) 547-7008 - this service is specific to Cash Solutions accounts.YesYesYes
Unlimited CheckwritingYesYesYes
Debit Visa® Card - Optional for Gold Tier Ability to do both PIN and Signature based transactions, including a unique card number and PIN for each card holder.NoYesYes
No charge access at over 6,500 PNC ATMs and 43,000 Allpoint NetworkNoUp to $1500 DailyUp to $3000 Daily
Online check image retrievalYesYesYes
PIN and Signature based transaction capabilities - prior product was signature only.N/AYesYes
CSA Checks - Overnight Delivery$20$20$20
Cash AdvanceN/A.25% of transaction.25% of transaction
Visa daily limit on Point-of-Sale transactionsN/AAvailable cash balance up to $25,000Available cash balance up to $30,000

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