I’m comfortable making my own investment decisions and placing my own trades. I want access to the wide universe of investments and a powerful trading platform.
TIAA-CREF has been working to help our customers seek to achieve financial well-being for more than 95 years. With TIAA-CREF Brokerage Services you can enjoy the same benefits of competitive fees and trusted investment expertise.
A legacy of trust
With our strong nonprofit heritage, we have long subscribed to a different set of guiding principles. At TIAA-CREF, we’re dedicated to the financial well-being of those, like you, who serve the greater good in the academic, medical, cultural and research fields.
We are committed to keeping our fees low to ensure more of your money is working hard for you. Our mutual fund expenses are less than half the industry average, and our trading fees ensure your brokerage costs stay competitive.*
We have a variety of investment products with impressive track records over the long term. We can build and manage a comprehensive strategy for your unique needs and goals with our Managed Accounts solutions. If you prefer to manage your own portfolio, we give you access to professional-grade tools, investments and market analysis. If you need help at any time, you can count on our guidance and support.
You Make the Decisions
At TIAA-CREF, we are committed to offering you services that allow you to choose the level of help you want with a variety of products to choose from.
Find a comprehensive solution for your specific needs
Whether you choose to manage your account by yourself, need a little guidance, or prefer an advisor relationship, you can manage your retirement account and individual investments in one place.
*Applies to mutual fund and variable annuity expense ratios.
Source: Morningstar Direct, March 31, 2015. The expense ratio on all mutual fund products and variable annuity accounts managed by TIAA-CREF is generally less than half the mutual fund industry average. 67% are less than half their respective Morningstar Universe average and 59% are less than half their respective Morningstar Universe median.
Our mutual fund and variable annuity products are subject to various fees and expenses, including but not limited to management, administrative, and distribution fees; our variable annuity products have an additional mortality and expense risk charge.
Certain securities may not be suitable for all investors. Securities are subject to investment risk, including loss of the principal amount invested.
Investment (including securities), insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
The mutual funds available through TIAA-CREF, including available share classes and certain funds within a fund family, may change over time at TIAA-CREF’s discretion.
Brokerage Services are provided by TIAA-CREF Brokerage Services, a division of TIAA-CREF Individual & Institutional Services, LLC, Distributor. Member FINRA and SIPC.
Brokerage accounts are carried by Pershing, LLC, a subsidiary of The Bank of New York Company, Inc. Member FINRA, NYSE, SIPC.
You should consider the investment objectives, risks, charges and expenses carefully before investing. Please contact your financial advisor or call 877 518-9161 for product and fund prospectuses that contain this and other information. Please read the prospectus carefully before investing. Investing involves risk, including possible loss of principal.
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