If your institution is seeking a way to reduce the unfunded liability of your defined benefit retiree health plan and still provide healthcare benefits for your employees, or you wish to implement a new retiree health plan, our suite of programs may be the answer. The collaboration between TIAA-CREF and Emeriti Retirement Health Solutions (Emeriti) provides a suite of retiree healthcare defined contribution programs that enable you to select and tailor a plan that best meets the needs of your institution and your employees. You can set up a simple, tax-advantaged way for your employees to save for health-related expenses in retirement with the TIAA-CREF Retirement Healthcare Program (RHP), or provide the Emeriti solution, which also includes nationally portable group health insurance.
Both programs provide:
FOR MORE INFORMATION:
About the TIAA-CREF RHP:
Talk to your Relationship Manager or call the Plan Sponsor Telephone Center at 888 842-7782.
Interests in any retiree healthcare plan discussed herein are offered solely by the employer.
Teachers Insurance and Annuity Association (TIAA) will provide services to the plan. TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans.
The tax information contained herein is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding tax penalties that may be imposed on the taxpayer. It was written to support the promotion of the products and services addressed herein. Taxpayers should seek advice based on their own particular circumstances from an independent tax or legal advisor.
Emeriti and TIAA-CREF are independent corporations and are not legally affiliated. The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider.