Advisors Working with Institutions

Why Consultants Work with TIAA-CREF


A strong partner

TIAA-CREF is committed to being your trusted, valued partner, one that supports your business efforts and helps you provide your clients with the best retirement programs and investment products for their employees.

Graph of intersecting circles depicting TIAA-CREF, institutional consultants, and plan sponsors working together to support retirement plan participants

TIAA-CREF's Consultant Relations team exists solely to help retirement and investment consultants support their plan sponsor clients as they provide their employees with the advice and services they need to build retirement readiness.


Our unique approach to driving better outcomes has provided plan participants with replacement income levels that are among the highest in the industry, along with lower than average administrative costs and participant fees.

These industry-leading results are achieved through a unique consultative approach to four critical elements of our clients’ retirement offer – plan design, plan management, investment solutions and employee engagement.

IFA Table 

*According to Morningstar Direct (June 30, 2013) the expense ratio on TIAA-CREF mutual funds and variable annuities is less than half the mutual fund industry average.


TIAA, our insurance company affiliate, is one of only three U.S. insurance groups to hold the highest rating available from each of the four leading independent insurance ratings agencies.

Industry AnalystRating1Date
A.M. Best CompanyA++ (Superior)as of 5/13
Fitch RatingsAAAas of 6/13
Moody's Investors ServiceAaaas of 6/13
Standard & Poor'sAA+as of 6/13

In awarding these ratings, the firms cited strengths including TIAA’s:

  • Strong capital position
  • Strong risk-adjusted capitalization
  • Ability to offset investment losses with strong statutory operating earnings
  • Stable liability structure
  • Hidden capital achieved through TIAA’s reserve conservatism and an "extremely strong competitive position that it has cultivated by delivering a strong value proposition to the U.S. higher education pension market."

Learn more about the TIAA Traditional Annuity in Defined Contribution Plans (PDF).

Contact the Consultant Relations Team

Interested in learning more about working with TIAA-CREF?

Please contact the Consultant Relations Team in your area.

Recognition & Ratings

Not all retirement plan providers were created equal.

See industry awards TIAA-CREF has earned .

Learn More

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