Minimum Distribution Calculator

Minimum distributions are the smallest amount you are required by law to withdraw from your tax-deferred 403(b), 457(b), 401(k) or qualified 401(a) retirement account each year. Generally, you must begin taking minimum distributions by the April 1st following the year you reach age 70½ or the April 1st following the year you retire, if later.

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Additional Information

This calculation is for illustrative purposes only and must not be regarded as a promise, projection or estimate of actual investment performance. The purpose is not to predict future returns, but to be used as an educational tool. You should not rely on this tool as the sole source of minimum distribution planning. Contact your tax advisor regarding the tax impact of any minimum distribution decision. You may also contact TIAA-CREF at 1 800 842-2252.