Advisors Working with Individuals

Make an Internal Transfer


Transfers within the TIAA-CREF retirement system can be requested using a number of resources:

Transfers between TIAA-CREF accounts

Please note the following guidelines for internal account transfers:

  • Transfers made among the CREF accounts and TIAA Real Estate account, or to the TIAA Traditional Annuity, are free.
  • CREF accounts are limited to four transfers per account, per quarter.
  • TIAA Real Estate Account is limited to one transfer per quarter.
  • At least $1,000 must be transferred from a variable account, or the available balance if less than $1,000.

Transfer values are calculated on the value of an accumulation unit in any variable account(s) as of the close of the New York Stock Exchange (NYSE), usually 4:00 p.m. ET, on the date we receive the instructions. If received after the NYSE closes, instructions will be effective as of the NYSE close the next business day.

Individuals can request that a variable account internal transfer be made on a future date. This may be an option for those who are about to begin receiving benefits who may wish to move funds into the TIAA Traditional Annuity or TIAA-CREF variable accounts. The future date must be a business day.
Individuals can also schedule "systematic transfers,” which move funds among the accounts gradually over time.

To request a transfer

As an advisor, you can make transfers within the TIAA-CREF system via one of the following methods:

  • Web Center Secure Access
  • Call us at 888-842 0318, Monday through Friday, between 8 a.m. and 7:30 p.m., ET.
  • Write to us at TIAA-CREF, 730 Third Avenue, New York, NY 10017.

Advisor Services Hotline:

Monday – Friday 8:00AM to 7:00 PM ET

Call us at 888 842-0318

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