Planning Tools & Calculators


Calculators and tools to review and plan for your financial goals.

Account Performance

TIAA-CREF Mutual Funds
Compare performance for our mutual funds with this graphing tool.

Retirement Plan Accounts
Create performance graphs for variable annuities offered through our retirement plans, SRAs and IRAs.

Create an Asset Allocation

Asset Allocation Evaluator
See sample portfolios based on your answers to a few questions.

Save for Retirement

Retirement Advisor Tool
Answer your most important retirement questions and find out how to reach your retirement goal.

Retirement Goal Evaluator
Calculating your financial needs is the first step when determining if you’re on track for retirement. A TIAA-CREF advisor can help you create a personalized plan.

Minimum Distribution Calculator

Minimum Distributions Calculator
Determine how much you’re required to withdraw from your retirement accounts when you turn 70½.

Maximize Tax Deferral

Calculate TDA Contribution Limits
If you want to max out your retirement plan contributions but you don't know just what the max is, use this tool.

Keogh Contribution Calculator
Saving your self-employment income for retirement? Get your Keogh limit here.

TDA Advantage Calculator
Putting money in a tax-deferred annuity can help your retirement savings while reducing your taxable income. Estimate your long-term growth potential.

Determine Insurance Needs

Life Insurance Premium Quotes
Get an estimate on annual premiums for the policies available in your state.

Life Insurance Needs Analysis
Assess your coverage needs with this net worth and income-replacement evaluator.

Select a Product

IRA and Contribution Limits
Find out how much you can contribute to a Traditional and Roth IRA — and how much is tax-deductible.

Roth IRA Conversion Calculator
Does it make sense for you to convert your existing IRA savings to a Roth account?

Selecting the Right IRA
Which IRA is right for you? Compare the effects different types of IRAs have on your finances.

Plan for Your Goals

Target Value
Determine how much to save each month to help meet your goals.

Budget Worksheet (PDF)
Create a budget to help get a general idea of your expenses in retirement.

Compound Interest
Calculate the impact of compound interest on your savings.

Call us...we can help

Your Fiscal Fitness Review

Understand what you have, what you want and what you’ll need.

Download PDF (PDF)