The relationship between you and your Individual Advisory Services team begins with a conversation. From the outset, your advisor will focus exclusively on your specific financial needs and objectives – always asking, always listening. We place an important emphasis on this discovery phase so you can be assured you have a plan that’s totally personalized for your particular circumstances.
As your trusted financial partner, we’re here to make sure your financial goals are met – and that as changes occur, we’re always with you to help.
Deep discussions about your long-term financial objectives are one of the most effective ways to help turn them into realities.
We’ll help you address the four key challenges clients face:
We’ll make a recommendation that includes several options so you can pick the plan you’re most comfortable with. And as your life and needs change, we will be right there with you, deepening a relationship strengthened through the trust that we will always work for you, providing the recommendations, advice and solutions so you can make the right decisions to help keep you on track.
Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
Individual Advisory Services are provided by Advice and Planning Services, a division of TIAA-CREF Individual & Institutional Services, LLC, a registered investment adviser. TIAA-CREF Individual & Institutional Services also distributes securities and provides additional brokerage services in its capacity as a registered broker/dealer, member FINRA.