Forty years ago, Ford introduced the Mustang II, Muhammad Ali knocked out George Foreman to regain the heavyweight title and New York City's WPIX-FM premiered the first radio program dedicated to the new music craze – disco.
Achieving retirement goals requires a strategy for generating lifetime income.
You can still make a 2013 IRA contribution until April 15, which can help reduce taxes and enhance estate planning.
If you need to raise cash in a hurry, the money in your workplace retirement plan should be your last resort.
One-third of Americans are not familiar with the options in their retirement savings plan.
Moving money into an IRA can be an easy way to manage retirement savings from your past and future jobs, in one place.
For 20-somethings it's important to start saving for retirement.
Women cannot afford to put off planning for the long term until they are planning with a partner.
Single women relying on one income to support themselves still need to earmark money for retirement.
If you have more than one retirement account, consolidating into a single IRA can help simplify financial planning.
When you change jobs in your career, you’re likely to end up having retirement assets with different companies.
Contributing to a Traditional IRA and deducting contributions can be a powerful supplement to retirement benefits.
An Individual Retirement Account (IRA) offers a great way to build additional savings for retirement.
Going through a divorce will bring big changes to your life, including rethinking your retirement plans.
In many ways, women in America today face more significant challenges in saving for their retirement than do men.
Whether you’re just starting out, in midcareer, or nearing retirement, there are steps you should be taking to plan for retirement.
Generation X and Y may need $2 million or more for retirement—a daunting figure for those in their 20s, 30s, 40s.
Your retirement income should support cost-of-living increases, healthcare, and withstand market fluctuations.
Many people have challenges on the home front that make it difficult to balance work, life and financial planning.
Your workplace retirement plan probably represents one of your most significant financial assets.
Consolidating retirement accounts belonging to you and your spouse or domestic partner can help simplify finances.
A Traditional IRA is a tax-deferred retirement account which may offer investors a tax deduction on contributions.
The Traditional and Roth IRA contribution limits are $5,500 ($6,500 if 50 or older) for tax year 2014.
For many investors, converting a Traditional IRA to a Roth IRA makes sense because of the many advantages Roth IRAs offer.
Most people dream of having financial freedom in retirement.
Already saving in a workplace retirement plan? You can also invest in an individual retirement account (IRA).
Guaranteed lifetime income is not only an important part of any sound retirement strategy, it’s also the fundamental principle of an annuity.
A recent IRS revenue ruling gives greater flexibility to certain investors who inherit IRAs.
If you’re changing jobs or recently retired, you may be wondering what your options are with the funds in your workplace retirement plan.
As a couple, planning for retirement is among the most important decisions you and your spouse will make.
If you have enough guaranteed income and investment assets to last for the rest of your life, you may have the ability to retire early.
Nearing retirement is a time to shift your focus from accumulating assets to turning those assets into a source of income.
Simplification and lower fees make consolidation an attractive option.
Retirement planning requires research, solid investment products and the ability to manage varying levels of risk.
As a single woman in your mid-60s, you have exciting opportunities ahead as well as important decisions to make.
Retirement is like a flight destination: Once it's clearly within sight, there are things you need to do to prepare for landing.
If you’re nearing retirement and not feeling financially ready, these steps can help you get on track.
Today, people have far more options and tools available to them to help them plan their retirement.
If you’re in your 50s or 60s and feeling you’re behind in saving for your retirement, you are not alone.
Make sure your retirement floor is solid before you take that next step in life.
Some common myths about retirement can undermine your financial well-being.
Cut down on the stress of planning for retirement by consolidating some or all of your retirement accounts.
At any age, you need a game plan for generating income from various sources of retirement savings.
Your IRA is like your car — it needs periodic maintenance to keep it in good running order.
One of the most critical financial decisions married couples have to make is when to claim Social Security retirement benefits.
For many people over the age of 50, Social Security is one of the most important sources of income they’ll have in retirement.
Learn about strategies that can help you avoid running out of money when taking retirement savings withdrawals.
Learn the basics of required minimum distributions.
When preparing for retirement, deciding when to claim Social Security benefits is one of the biggest decisions.
Many of us envision a time of relaxation and enjoyment in retirement. To reach your dreams, take practical steps.
Many retirees end up returning to paid jobs because of difficulty making ends meet or because they miss working.
Having a mix of different asset classes — including growth investments — can help you reach your goals.
There’s been much speculation about the health of the Social Security Administration and Social Security benefits.
Americans are nearing retirement while carrying greater amounts of mortgage debt, loans or credit card balances.
The TIAA-CREF Retirement Advisor is a brokerage service provided by TIAA-CREF Individual & Institutional Services, LLC, a registered broker-dealer and member of FINRA.
Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY. After-tax annuities are issued by TIAA-CREF Life Insurance Co., New York, NY.
Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. Its California Certificate of Authority number is 3092.
TIAA-CREF Life Insurance Company is domiciled in New York, NY with its principal place of business in New York, NY. Its California Certificate of Authority number is 6992.
TIAA-CREF products may be subject to market and other risk factors. See the applicable product literature, or visit www.tiaa-cref.org for details.
TIAA-CREF Individual & Institutional Services, LLC, and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. Annuities issued by TIAA-CREF Life Insurance Company, New York, NY. Each of the foregoing is solely responsible for its own financial condition and contractual obligations.
Annuity contracts contain surrender charges and terms for keeping them in force.
TIAA-CREF does not offer tax or legal advice. Please see your personal tax and legal advisors regarding your particular situation.
Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
TIAA-CREF provides retirement plans at more than 15,000 nonprofit institutions.