Knowing how much time you have from now until when you expect to enjoy the potential benefits of your investments is an important factor to consider when choosing funds.
A mutual fund pools money from many investors to buy securities (like stocks and bonds) selected to meet specific goals, which are outlined in the fund’s prospectus. Mutual funds are managed by professional investment advisors, and because they are diversified — composed of a mix of securities — usually carry less risk and are less expensive than buying many stocks or bonds individually.
How can investing in mutual funds help me reach my goals?
For a convenient, simplified approach to investing, you may want to consider Lifecycle Funds. Alternatively, you can follow these steps to find mutual funds that match your objectives.
TIAA-CREF products may be subject to market and other risk factors. See the applicable product literature for details.
Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
TIAA-CREF Individual & Institutional Services, LLC, Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, Members FINRA and SIPC, distribute securities products.
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