U.S. government bonds are debt securities issued by the United States to support government spending.
Get a summary of the main differences between a bond fund vs individual bonds and decide what's right for you.
Regardless of your age or financial situation, investing in fixed-income securities can play an important role in your long-term strategy.
Will your investments help you reach your financial goals?
Learn how mutual funds and annuities work and what they offer for your retirement savings.
If you’re looking for an investment that provides income, you may want to consider tax-exempt municipal bonds.
If you invest in mutual funds, you may already know how varied the choices are.
If you have long-term goals, saving and investing for them now should be one of your top priorities.
A quick refresher of things to consider — including diversification and asset allocation.
It's okay if you're not an experienced investor and don't have hours to spend building an investment strategy. Consider investing in a lifecycle fund.
Some people think of investing and saving as the same thing, but what's the difference?
If you haven't started saving and investing for your future, there's no better time than now.
An asset class is a group of securities that have similar financial characteristics.
How you organize your finances now will play a large role in your future.
Lifestyle funds are designed to simplify an investor’s selection of a diversified, risk-appropriate portfolio.
A mutual fund offers simplicity, diversification and the flexibility to redeem shares on request.
Mutual funds may be used to help you invest for a variety of goals such as retirement, a home purchase, or building up emergency savings.
The first few years out of college may be financially challenging, but there are steps that can help.
Couples should tackle financial planning together in case one person loses the ability to make decisions.
With fraud on the rise, it’s important to know the different methods and how to protect yourself.
Investing based on dollar cost averaging can help remove the stress of market volatility and help reduce risk.
Here are some steps you can take to help you and your spouse lead a financially healthy lifestyle.
When you started contributing to a retirement plan, you named your beneficiaries. Do they need to be updated?
One of the greatest gifts you can give your children is to help them become financially independent.
While your retirement goals may be complex, an annuity can help make meeting those goals simple.
Annuities have a bad reputation among some people — but not necessarily a well-deserved one.
More basics about fixed and variable annuities.
You are likely familiar with the potential benefits and risks of investing in stocks and bonds, but are you aware of real estate as an asset class?
If you're contemplating divorce, you want to be sure you have a firm grasp on your financial situation.
A divorce can be emotionally and financially draining. There are steps you can consider to help protect yourself.
The global economic downturn shouldn’t discourage you from including non-U.S. stocks and bonds in a diversified portfolio.
As you save for your financial goals, be sure you regularly evaluate your asset allocation, diversification, and risk so you stay on target.
TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products.
Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY. After-tax annuities are issued by TIAA-CREF Life Insurance Co., New York, NY.
TIAA-CREF products may be subject to market and other risk factors. See the applicable product literature, or visit www.tiaa-cref.org for details.
TIAA-CREF does not offer tax or legal advice. Please see your personal tax and legal advisors regarding your particular situation.
Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
Find the mutual fund that’s right for you.