We understand how important it is to create retirement income and leave a legacy for your family. Here’s a hypothetical example of how we work to help our clients achieve this goal.

Plan for the future today

Joel is a retired single parent. He wants to create a steady flow of income for himself, but he also wants to set aside money for his son to inherit some day.

Joel sets up a meeting with the Individual Advisory Services Advisory Team now that he’s retired. Joel’s Advisor updates his personal profile by asking questions like:

  • How do you describe your risk tolerance?
  • What are your income needs?
  • What kind of lifestyle do you picture for your retirement?
  • What kind of legacy do you want to leave your son?

Joel and his Advisory Team adjust his asset allocation mix to help meet his retirement and legacy needs. He also learns about the advantages of after-tax annuities as a supplement to his pension plan and how life insurance could provide a legacy for his son.

They agree to review his portfolio in six months to make sure his new strategy is working for him. Joel likes that he can set up a meeting whenever he needs to — and that it’s included as part of his TIAA-CREF relationship.

We’re here to help you find solutions to financial needs.
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