When you work with us, you have access to a suite of TIAA-CREF services designed to help build your future.
From an initial analysis of your financial situation to your annual review sessions, we’ll work to help keep your plan on track with your financial goals. That’s the key benefit of having a relationship with a dedicated advisor, supported by a team of specialists.
Led by a TIAA-CREF financial advisor, a team of professionals specializing in retirement planning, wealth management strategies and investments will be available to you.
The long-term planning process starts with a careful analysis of your financial situation, goals, time horizon and preferences.
Our long-term partnership includes recommending personalized solutions in line with your lifetime goals and at key milestones in your life.
When you work with us, you’ll receive a personalized approach to planning for your specific needs and aspirations. We can offer you a plan tailored to address your complex and diverse objectives — at every stage of your life.
Develop your understanding of a host of compelling financial topics through our articles, webinars or online tools. This month’s spotlight:
There are financial moves you can make before year-end to help reduce your income tax bite.
Couples don’t always retire at the same time. Learn the financial and emotional things to consider.
How you withdraw your IRA assets or pass them on to loved ones has an impact on both the resulting tax liability as well as the amount of income available when its time to make withdrawals on the account.
It’s important to understand why interest rates have been low, why that may be changing soon and how rising interest rates could affect your financial planning.
Have you thought about how taxes could affect the value of your investments? Paying less money to the IRS means you may hold on to more of your money.
Whether you prefer in person advice or online access to your accounts and information any time, TIAA-CREF gives you the best of both worlds. Watch the video.
When it comes to planning for your life, you may want to consider additional options — all offered
through the TIAA-CREF organization — including:
Comprehensive portfolio management programs based on your needs and assets.
Popular tax-advantaged accounts to help you save for retirement.
A valuable means to help protect your family’s financial future in the event of your loss through TIAA-CREF Life Insurance Company.
A range of convenient investment solutions for all your short- or long-term needs.
Convenient and competitive products and services offered through TIAA Direct®, a division of TIAA-CREF Trust Company, FSB.
Investment management and fiduciary services to add value to your philanthropic efforts.
1 The Lipper Award is given to the group with the lowest average decile ranking of three years' Consistent Return for eligible funds over the three-year period ended 11/30/12, 11/30/13 and 11/30/14 respectively. TIAA-CREF was ranked among 36 fund companies in 2012 and 48 fund companies in 2013 and 2014 with at least five equity, five bond, or three mixed-asset portfolios. Past performance does not guarantee future results.
TIAA-CREF Individual & Institutional Services, LLC provides a range of brokerage, investment and advisory services, but does not provide tax or legal advice. Consult a qualified tax advisor or attorney for specific tax or legal advice.
Nothing in this document is intended to, nor should it be construed to, suggest the creation of a legal partnership or joint enterprise.
Consider the investment objectives, risks, charges and expenses carefully before investing. See the fund prospectuses that contain this and other information. Read the prospectuses carefully before investing.
Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
TIAA-CREF Life Insurance Company (TIAA-CREF Life) is a wholly owned subsidiary of Teachers Insurance and Annuity Association of America (TIAA). Life Insurance is issued by TIAA-CREF Life Insurance Company, New York, NY. Each of the foregoing is solely responsible for its own financial condition and contractual obligations.
Certain advisory services may not be available to all investors. Eligibility requirements apply.
TIAA-CREF Life Insurance Company is domiciled in New York, NY with its principal place of business in New York, NY. Its California Certificate of Authority number is 6992.
Individual Advisory Services are provided by Advice & Planning Services, a division of TIAA-CREF Individual & Institutional Services, LLC, a registered investment adviser. TIAA-CREF Individual & Institutional Services, LLC, Teachers Personal Investors Services, Inc., and Nuveen Securities, LLC, Members FINRA and SIPC, distribute securities products.