If you have retirement assets in more than one employer plan or IRA, think about consolidating this money with a single investment company to make your financial planning easier. You can combine money from IRAs and prior employers' retirement plans — such as 403(b), 401(k) or 457(b) supplemental plans — into a single IRA.*
Consolidating your retirement assets into an IRA can offer the following benefits:
* Before transferring assets or replacing an existing annuity, be sure to carefully consider the benefits of both the existing and new product. There will likely be differences in features, costs, surrender charges, services, company strength and other important aspects. There may also be tax consequences associated with certain kinds of transfers of assets. Indirect transfers may be subject to taxation and penalties. Consult with your own advisors regarding your particular situation.
Please keep in mind that there are risks associated with investing in securities, including loss of principal.
Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products.
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Learn how a TIAA-CREF IRA can help you save.