What is needed to maintain the right portfolio of insurance coverage changes over time, and depends on many factors, including:
|If you have a change in...||Consider reviewing or obtaining the following coverage:|
|Income, or your income needs change||Life and disability income insurance|
|Your number of dependents, such as the arrival of a child or the support of elderly parents||Life and disability income insurance|
|Marital status||Life, medical, automobile, homeowners, long-term care insurance|
|Real estate holdings||Property and excess liability ("umbrella") insurance|
|Valuables bought or sold (e.g., antiques, art, china, musical instruments)||Homeowner's coverage or specialized insurance, depending on the value of your collection|
|Employment status||Life, medical, disability income or long-term care insurance|
Retiree discounts are sometimes available for automobile and homeowners policies
This material is for informational purposes only and should not be regarded as a recommendation or an offer to buy or sell any product or service to which this information may relate. Certain products and services may not be available to all entities or persons.
TIAA-CREF Life Insurance Company, New York, New York.
We can help you be prepared for emergencies with life insurance.