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How to Determine If You're Saving Enough for Retirement

Whether you’re just starting out, in midcareer, or nearing retirement, there are steps you should be taking to plan for retirement.

Whether you’re just starting out, in midcareer, or nearing retirement, there are steps you should be taking to plan for retirement. Do you have a plan and are you saving enough?

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How to Budget for a Vacation

Guiding principles to help you learn how to save money for a trip, even on a budget.

With a little advance planning and an eye on your budget, you can still put together a fantastic vacation. Here are a few guiding principles to help you learn how to save money for a trip, even on a budget.

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A Lifecycle Fund Can Simplify Your Retirement Investing

If you don't have hours to spend maintaining your retirement account, then a lifecycle fund may be for you.

If you don't have hours to spend maintaining your retirement account, then a lifecycle fund may be for you. A lifecycle fund divides your savings among different asset classes, and then adjusts your holdings as you age.

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Distributing Your Assets Your Way: Using Wills and Revocable Trusts in Your Estate Plan

It’s become popular to use Revocable Trusts to avoid probate at your death and other estate planning reasons. In your particular situation, consider whether you can benefit from integrating a Revocable Trust with your Will.

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Save for College With a 529 College Savings Plan

Getting a tax break on the money you save for higher education is the big draw of section 529 plans.

Getting a tax break on the money you save for higher education is the big draw of section 529 plans. 529 plans, generally operated by the state you live in, come in the form of either a college savings plan or a prepaid tuition plan.

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Saving for Healthcare Costs in Retirement

Financially preparing for retirement requires a great deal of calculation.

Financially preparing for retirement requires a great deal of calculation. You need to determine expenses ranging from housing and food to taxes and leisure activities.

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Can You Afford to Buy a Home?

Before buying a home, it is important to review the financial implications of such a large purchase.

Before deciding to buy a home, it's important to review the short-term and longer-term financial implications of such a large purchase. If you're making this decision with someone else, be sure to address the financial implications with them as well.

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Insurance 101

Insurance reimburses people for covered losses in unfortunate events such as an illness, accident or death.

Insurance is one of life's necessities and probably the least understood financial product. Insurance reimburses people for covered losses in the event of an unfortunate occurrence such as an illness, accident or death.

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Tax Savings Opportunities During the 2014 IRA Season

You can still make a 2013 IRA contribution until April 15, which can help reduce taxes and enhance estate planning.

If you open and fund a Traditional IRA by April 15, 2014, you can make contributions of up to $5,500 ($6,500 if age 50 or over) of earned income for 2013. If you have not previously made your 2013 IRA contribution, you can contribute for both 2013 and 2014 — a total or $11,000 or $13,000 if you are age 50 or over — between January 1 through April 15, 2014. Contributing to an IRA can help you reduce taxes.

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