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TIAA-CREF Lifecycle Fund Featured as a 2012 Target Date Fund Leader

The TIAA-CREF Lifecycle Fund is featured in a Morningstar article, “Diversification Pays Off for Target-Date Funds.” The article provides an overview of target date fund performance in 2012. TIAA-CREF is mentioned as a leader in the category and listed as one of the five top performers.

You should consider the investment objectives, risks, charges and expenses carefully before investing. Please call 877-518-9161, or go to www.tiaa-cref.org for a current prospectus that contains this and other information. Please read the prospectus carefully before investing.

Find information on standardized performance here.

Lifecycle or target date funds are subject to asset allocation risk as well as the risks of the underlying funds in which they invest.

Diversification is a technique to help reduce risk. There is no guarantee that diversification will protect against a loss of income.

Please note, the target date for lifecycle funds is the approximate date when investors plan to start withdrawing their money. The principal value of the fund(s) is not guaranteed at any time, including at the target date.

TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products.

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