You need financial support throughout the course of your life — not just in retirement.

We started out offering retirement services to teachers nearly 100 years ago. Today, we’re a full-service financial services company.

We specialize in the distinctive needs of those who work in the academic, research, medical and cultural fields. We’re here to listen to you, to advise you, and to help you feel confident about making financial decisions.

Fast Facts

Fast Facts

Download more fast facts about TIAA-CREF (PDF)

What We Do

We can help you reach your unique financial goals — for retirement, saving for college or providing protection for your loved ones. We provide products and services that we can tailor to your personal needs. It’s how we meet our commitment to helping you make financial well-being possible. Learn more about our:

Our consultants and advisors are here to help every step of the way. They work with you to understand your particular goals and provide trusted recommendations.

Our History

We were founded on a commitment to serve those who serve others.

  • TIAA and Andrew CarnegieTIAA and Andrew Carnegie

    1The Founding of TIAA

  •     The Introduction of the CREF Stock Account: Retirement Savings and Common Stocks    The Introduction of the CREF Stock Account: Retirement Savings and Common Stocks

    2The Introduction of the CREF Stock Account

  • Leading the Way in Corporate GovernanceLeading the Way In Corporate Governance

    3Leading the Way In Corporate Governance

  • Investing GloballyINvesting Globally

    4Investing Globally

  • DiversityDiversity



    6TIAA-CREF Today

  • TIAA was the vision of the philanthropist Andrew Carnegie — and founded in 1918 through his Carnegie Corporation of New York and the Carnegie Foundation with the goal of supporting the financial well-being of college teachers through a pioneering system of annuities and low-cost life insurance.

  • Between 1940 and 1950, holders of TIAA annuities faced skyrocketing inflation that almost halved the purchasing power of their annuity checks. We studied the problem and came up with an innovative approach that added common stocks for retirement savings and income. In 1952 we introduced the world’s first variable annuity, now known as the CREF Stock Account.

  • TIAA-CREF was one of the first institutional investors to engage with portfolio companies on social responsibility issues, including automotive safety, pollution control, and apartheid policies in South Africa. We continue to champion responsible investing and strong corporate citizenship.

  • Beginning with a small portfolio of Japanese stocks in 1973, our international investment program has grown and flourished thanks to careful research and oversight. Today we are pioneers in global agricultural investment management.

  • TIAA-CREF has a longstanding commitment to diversity and inclusion. In 1987, Dr. Clifton R. Wharton, Jr. became Chairman and CEO of TIAA-CREF — distinguishing him as the first black CEO of a Fortune 500 company. We are proud of our continuing award-winning efforts to achieve a diverse workforce.

  • In 2013, TIAA-CREF paid over $4.5 billion in annuity payments and other benefits to retired clients.3 Today we offer a full range of financial services to meet the needs of people in the academic, medical, governmental, research and cultural fields.

We use our history to inform our present—and future.

We are TIAA-CREF. This is our story, and it’s only the beginning.

What We Believe

What We BelieveAt TIAA-CREF, we always maintain the highest degree of integrity, especially in an ever-changing financial landscape.

Learn More

Find out how TIAA-CREF can serve you: