When you select TIAA-CREF to help meet your financial needs, you’re more than a client—you’re a participant.

That means we participate in a relationship with you that’s all about your personal financial journey and the specific goals you have for yourself and your family.

It’s a two-way relationship—in which we listen to what’s important to you, and where you want to be financially five, ten or even thirty years from now. Once we understand where you want to go, we can offer the choices and guidance to help you get there.

Year Founded 1918

Individuals Served 5 M

Funds With 3 plus Morning Star Stars 97%

233K advice sessions in 2012

What We Offer

For almost 100 years, TIAA-CREF has been dedicated to the needs of our participants and their families – those, like you, who serve the greater good through your work in the academic, medical, cultural and research fields.

With our strong nonprofit heritage, we have long subscribed to a different set of guiding principles:

Consistent, long-term performance and solid returns
We have a variety of investment products with impressive track records over the long term. Having invented variable annuities in 1952, TIAA-CREF has long pioneered their use in funding retirement investing and generating income in retirement.
Graph our account performance     Our Plan Fees

Personalized retirement plan advice by highly trained consultants
Our expert consultants can give you a personalized analysis of your portfolio, designed to help you plan and invest for a more successful retirement, based on your career stage and retirement income goals.
Schedule a consultation 

Leadership matters
As an individual investor, you should gain confidence from the fact that TIAA-CREF is trusted by a host of premier institutions across the nation. We’ve been a leader in corporate governance and accounting reform for many years — issues that underlie our commitment to protecting your assets for the long term.
See our accountability 

Low fees
We are committed to keeping our fees low to ensure more of your money is working hard for you. At TIAA-CREF, our fees are generally less than half the mutual fund industry average.3
Understanding our plan fees 

More Than Just Retirement

While retirement investments have been at the heart of what we do, TIAA-CREF can help you achieve your financial goals through every stage of your life.

Highest Retirement Acount BalanceMaybe you want to open a brokerage account to take advantage of mutual funds investments. Or you could be starting a family and want to learn more about our 529 college savings options or how to get the most out of an IRA investment. We even have life insurance and banking services to help you prepare for the unexpected.

Whatever your need, we can answer your questions and guide you in the right direction. Whether you’re a seasoned investor or just starting out, learn more about our wide range of products

Advice and Resources

GoldEducationProgramsAward4.PNGWhether it’s always having access to your accounts and balances or needing a little extra guidance to make a financial decision, you’ll always have help getting your savings organized.

Anytime access to your account
We’ve freshly redesigned our offering of online services, so you’ll have information and advice at your fingertips.
Take a guided tour of My TIAA-CREF   

Gold Award for Participant Client Account InformationOnline resources
To learn more about the resources available to you, visit the Advice and Guidance section of tiaa-cref.org. And for a more personalized experience, log in to your My TIAA-CREF account today .

A community of savers
Myretirement.org is a private online community where our participants over the age of 50 can share ideas and seek guidance to help bring visions of retirement to life.

Financial education seminars
TIAA-CREF conducts financial education seminars nationwide to help you make informed decisions about your financial future.