As a TIAA-CREF participant, your financial well-being is our top priority. We believe that working together with you leads to better financial outcomes, so we support you with a comprehensive selection of resources for advice and education—at no added cost to you as a participant.

And if you work with a 3rd party Registered Investment Adviser, we have the services and support to help your adviser manage your TIAA-CREF accounts.

Our Advice Is With You for Life

Once you’re a participant, you will always have access to TIAA-CREF’s educational tools and personalized advice, so you can worry less and live more, no matter what you’re trying to accomplish.

Getting Started



Whether you’re just starting a family or are getting closer to retirement, you may need a little help navigating the complex world of saving and investing to meet your retirement goals. We’re here to provide trusted advice and planning resources during every stage of your financial journey.

Events, Seminars and Consultations

Staying on track financially is easier when you have the right information and the right plan.

TIAA-CREF offers free one-on-one consultations — either at your workplace, at a local TIAA-CREF office, or over the phone — aimed at helping you meet your goals. Several online resources are also detailed below.

We also conduct local seminars and sponsor community events, like “Staying on Track in a Volatile Market” and “Charting Your Course: A Financial Guide for Women,” for example.

Online Resources

For those who like to do research at their own pace, we have a range of online support, from topical articles, to planning calculators and personalized tools, to our Financial Essentials web seminars.

OnlineTool: Retirement Advisor

Retirement Advisor   
Get personalized savings and investment recommendations to help you make the most of your retirement plan at work. If you’re already a TIAA-CREF participant, you can get started using Retirement Advisor right now.

Online Tool: Life Insurance Needs Analysis

Retirement Income Planner  
Compare and assess different strategies and decisions to best meet your monthly income needs in retirement.

Online Tool: 529 College Savings

Advice & Guidance Center 
Access informative, actionable articles on a host of retirement planning and financial topics, and more.

For a more personalized experience, log into your My TIAA-CREF account today .

Find out how TIAA-CREF can serve you:

Gold Education Programs Award