Investment styles may fall in and out of favor, but we remain faithful to our proven approach that measures results by the long-term success of our clients. Our consistent, prudent investment processes are aimed at producing competitive, risk-adjusted returns over time.
With over 60 years of experience, we’ve refined a disciplined, rigorous process to identify what we believe to be the best investment opportunities. We employ actively managed, quantitatively managed and indexed equity strategies across a variety of styles, which we’ve refined over our long history to provide clients with a broad range of portfolios to meet their needs.
We started as a fixed-income investor in 1918. Today, we are one of the top 10 managers of U.S. institutional tax-exempt assets based on assets under management.3 We offer a myriad of fixed-income portfolios that invest in a wide range of bonds: corporate bonds, government bonds and structured securities, as well as niche strategies.
The TIAA-CREF Lifecycle Funds4 are age-appropriate, professionally managed asset allocation portfolios that automatically adjust over time. Our Lifecycle Funds are based on our unique experience of managing the retirement assets of nearly four million individuals through all kinds of markets. We focus on the goal of providing our investors with income that lasts longer during their retirement years to help them meet more of their goals for the future.
We have 60 years of asset allocation experience, which we draw upon every day when managing our Lifestyle Funds. By investing in other TIAA-CREF Funds, our Lifestyle Funds cover the risk/reward spectrum and range from conservative to aggressive. This allows us to better meet the needs of all our investors, no matter what their risk tolerance and individual needs might be.
Alternative Investments at TIAA-CREF include natural resource and infrastructure, private equity and private placements. For example, we have a program focused on identifying and investing in areas for sustainable growth, like agriculture.5
We seek to produce long-term, risk-adjusted returns with our agriculture portfolio by encouraging our employees to work with local farmers and operators in the United States, Australia, Brazil, and Eastern Europe to implement state-of-the-art technology and sustainable farming practices.
Our forward-thinking philosophy has led us to be one of the largest institutional owners of farmland in the world.
Past performance is not indicative of future results. The information on this website should not be regarded as a recommendation or an offer to buy or sell any product or service to which this information may relate. Certain products and services may not be available to all entities or persons.
1 The Lipper Awards are based on a review of 36 companies’ 2012 and 48 companies’ 2013 risk-adjusted performance.
The Lipper Award is given to the group with the lowest average decile ranking of three years’ Consistent Return for eligible funds over the three-year period ended 11/30/12 and 11/30/13, respectively. TIAA-CREF was ranked against 36 fund companies in 2012 and 48 fund companies in 2013 with at least five equity, five bond, or three mixed-asset portfolios. Past performance does not guarantee future results. For current performance and rankings, please visit the Research and Performance section on tiaa-cref.org.
2 As of September 30, 2014, 60% have 4 stars and 12% have 5 stars. Morningstar ratings based on the lowest cost class for each mutual fund, based on U.S. open end mutual funds. For a fund with multiple share classes and the same pricing, the share class with the longest performance history is used. Morningstar ratings may be higher or lower on a monthly basis. Morningstar is an independent service that rates mutual funds. The top 10% of accounts in an investment category receive five stars, the next 22.5% receive four stars and the next 35% receive three stars. Morningstar proprietary ratings reflect historical risk-adjusted performance and can change every month. They are calculated from the account’s three, five and ten-year average annual returns in excess of 90-day Treasury bill returns with appropriate fee adjustments, and a risk factor that reflects subaccount performance below 90-day T-bill returns. The overall star ratings are Morningstar’s published ratings, which are weighted averages of its three, five and ten-year ratings for periods ended September 30, 2014.
Past performance cannot guarantee future results. For current performance and rankings, please visit www.tiaa-cref.org/public/tcfpi/InvestResearch.
3 Pensions & Investments, May 26, 2014. Rankings based on institutional tax-exempt assets under management as of December 31, 2013 reported by each responding asset manager.
4 As with all mutual funds, the principal value of a Lifecycle Fund isn’t guaranteed and will fluctuate with market changes. The target date approximates when investors may plan to start making withdrawals. However, you are not required to withdraw the funds at that target date. After the target date has been reached, some of your money may be merged into a fund with a more stable asset allocation. A TIAA-CREF Financial Consultant can help you decide whether a Lifecycle Fund is right for you.
Lifecycle Funds share the risks associated with the types of securities held by each of the underlying funds in which they invest. In addition to the fees and expenses associated with the Lifecycle Funds, there is exposure to the fees and expenses associated with the underlying mutual funds.
5 TIAA’s Alternative investments are just one of many investments of TIAA’s General Account, an account solely owned by TIAA that is not available to individual investors and whose performance is not directly allocated to any specific contract or obligation. TIAA’s General Account invests in a broad range of diversified investments to support TIAA’s contractual guarantees and business operations.
TIAA-CREF Asset Management provides investment advice and portfolio management services to the TIAA-CREF group of companies through the following entities: Teachers Advisors, Inc., TIAA-CREF Investment Management, LLC, TIAA-CREF Alternatives Advisors, LLC, and Teachers Insurance and Annuity Association of America. Teachers Advisors, Inc., TIAA-CREF Investment Management, LLC, and TIAA-CREF Alternatives Advisors, LLC are registered investment advisers and wholly owned subsidiary of Teachers Insurance and Annuity Association of America (TIAA).
2013 & 2014 Lipper Awards: “Best Overall Large Fund Company”1
72% of our mutual funds received an overall Morningstar rating of four or five stars, based on risk-adjusted returns.2
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