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September 16, 2008

A history of financial strength and stability

Two easy ways TIAA-CREF can help you today

If you would like to consolidate your assets and entrust them to TIAA-CREF, please call us at 1 800 842-2888 or select and complete the appropriate form.

If you would like to discuss your portfolio with us, please call 1 800 842-2776.

We look forward to serving you.

Since 1918, millions of Americans have relied on TIAA-CREF's strength and stability for lifetime financial security. More than 500,000 retirees received a combined $10 billion in income from our company in 2007.1

Reflecting our stability, soundness and overall financial strength, TIAA is one of just three U.S. insurance companies to receive the highest possible ratings from all four of the major ratings agencies:2

  • A.M. Best: A++ as of 9/2008
  • Fitch Ratings: AAA as of 8/2008
  • Moody's: Aaa as of 7/2008
  • S&P: AAA as of 8/2008

Ratings are based on an independent analysis of TIAA's balance sheet, capital position, contingency reserves and asset valuation reserve, asset quality, liquidity and other key indicators of financial strength and stability.

Our sound financial footing and 90-year history aren't the only reasons so many people count on TIAA-CREF. Our commitment to help meet the financial needs of our participants and institutions on the best terms practicable is supported by effective risk management, strong corporate governance and an investment philosophy that seeks to deliver consistent long-term growth.

Before transferring assets or replacing an existing annuity, be sure to carefully consider the benefits of both the existing and new product. There will likely be differences in features, costs, surrender charges, services, company strength and other important aspects. There may also be tax consequences associated with the transfer of assets. Indirect transfers may be subject to taxation and penalties. Consult with your own advisors regarding your particular situation.

1Lifetime income is subject to the claims-paying ability of TIAA.
2These ratings are for TIAA as an insurance company and do not apply to variable annuities, mutual funds or any other product or service not fully backed by the claims-paying ability of TIAA or TIAA-CREF Life.

Insurance and annuity products issued by TIAA (Teachers Insurance and Annuity Association), New York, NY and TIAA-CREF Life Insurance Co., New York, NY.
Note that all TIAA-CREF investment products are subject to market risk.  Past performance is no guarantee of future results.

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