Living Well in Retirement

Retirement income – an important concept if you're thinking seriously about retiring or changing to part-time work over the next five to 10 years, or even sooner.  Now is the time to start figuring out how much income you’ll need and how to best provide yourself with the retirement paycheck you want.

• Retirement Income

  • Systematic Withdrawals vs. Income Annuity Payments
    This article examines managing "longevity risk," the possibility of running out of retirement savings if one lives longer than expected, and the use of an annuity as a tool that can help ensure income for life.
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    Four Steps to Consider When Selecting an Annuity
    This article provides an easy way to select an annuity by following four easy steps to determine what kind of annuity is right for you.
    
    Dismantling the Myths of Annuities
    Learn the basics of life annuities, what they are and how do they work. This article examines some of the more common misunderstandings about annuities and provides you with information you need to assess whether they might be right for you.
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    Eliminating the Potential Risks of Annuitization
    Learn about minimizing or eliminating the risk of losing unused principal a common concern about purchasing annuities. The article explores joint-life annuities with survivor benefits, or a guarantee period as options you might consider.

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• The Basics

  Adjusting Your Annuity Income (PDF)

  Planning Your Retirement With TIAA-CREF (PDF)
  
  Receiving Your Retirement Income From TIAA-CREF (PDF)
  
  Minimum Distribution: Keeping it Simple (PDF)
  
  Systematic Withdrawals and Transfers From TIAA Traditional (PDF)
  
  Transfer Payout Annuities: Ten Annual Transfers or Payments From TIAA Traditional (PDF)
  
  Reviewing Your TIAA-CREF Income Choices (PDF)