Minimum Distribution
Frequently Asked Questions
- What is the difference between the Minimum Distribution Option (MDO) and requesting my required minimum distributions as cash withdrawals?
- Why do I need to fill out the spousal waiver section?
- Where do I find my contract numbers?
- Can I fax the withdrawal form?
- How is my income taxed?
- How do I determine the correct tax withholding for withdrawals?
- I want to designate state tax withholding, but I'm in a non-mandatory withholding state. How do I designate this?
TIAA-CREF's Minimum Distribution Option (MDO) will automatically calculate and distribute your required withdrawals each year to keep you in compliance with the IRS rules.
Use the appropriate form below to take a minimum distribution from your employer-sponsored retirement plan or IRA.
| If your Institution is: | Use This Form: |
|---|---|
Private | Minimum Distribution Option (PDF) [F8689] Form Checklist (PDF) |
| Public (not sure?) | Minimum Distribution Option (PDF) [F9368] Form Checklist (PDF) |
Use the appropriate form below to take a minimum distribution from your IRA.
| Product | Use this form: |
|---|---|
Investment Solutions IRA | Minimum Distribution Option (PDF) |
Mutual Fund IRA | TIAA-CREF Mutual Funds IRA Distribution (PDF)
|
If you're not sure what type of IRA you have, please check your account number. If it begins:
| |
If you have questions or need help selecting the correct form, call us at 800 842-2776.
