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Help Protect Their Future

Choosing the right insurance coverage doesn't have to be difficult.

Our Insurance Representatives offer personalized, one-on-one advice.

We just got married, what does that mean for our life insurance needs?
Get a preliminary quote for life insurance — without obligation or pressure to buy.
TIAA-CREF Life has high ratings and consistent financial strength.

Welcome to TIAA-CREF Life Insurance Company (TIAA-CREF Life)


Life Insurance Identify Needs

As life changes, so do your insurance requirements. Be prepared for any change.

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Life Insurance Learn Products

We offer many life insurance products to help meet your needs and budget.

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Life Insurance Utilize Planning

We help you calculate your needs, find the right coverage and get a preliminary quote.

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The TIAA-CREF Life Difference


  • Our life insurance products are affordably priced so you can find coverage that fits your budget. Our Insurance Representatives offer you personalized one-on-one advice and will never pressure you to buy our products.
  • TIAA-CREF Life Insurance Company is a member of one of only three insurance groups in the US to hold the highest ratings currently awarded from all four leading independent insurance industry ratings agencies2, which means we’ll be here to pay your claims.3
  • With leadership you can trust, TIAA-CREF Life Insurance Company is a wholly owned subsidiary of Teachers Insurance and Annuity Association (TIAA), and a part of the TIAA-CREF Group of companies. TIAA-CREF is a full-service financial services organization that has dedicated itself to helping those in the academic, medical and cultural and research fields for more than 90 years.

Apply today for a TIAA-CREF Life insurance policy.

1,2, 4 TIAA-CREF Life Insurance Company (TIAA-CREF Life) is a wholly owned subsidiary of Teachers Insurance and Annuity Association (TIAA). TIAA-CREF Life holds the following ratings as a result of its relationship with TIAA: A.M. Best (A++ as of 4/12), Fitch (AAA as of 2/12), Moody's Investors Service (Aaa as of 12/11) and Standard & Poor's (AA+ as of 8/11). Per S&P criteria, the downgrade of U.S. long-term government debt limits the highest rating of U.S. insurers to AA+ (the second-highest rating available). There is no guarantee that current ratings will be maintained. Ratings represent a company’s ability to meet policyholders’ obligations and claims and do not apply to variable annuities, mutual funds or any other product or service not fully backed by TIAA-CREF Life’s claims-paying ability.

3 The death benefit is a guarantee subject to the claims-paying ability of TIAA-CREF Life Insurance Company.

Need Help?

  • Call our Insurance Representatives 877 276-9429
    Weekdays, 8 a.m. - 8 p.m. (ET)
  • Schedule a call with an Insurance Representative
Learn About Your Choices

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Frequently Asked Questions

  • How do I apply for life insurance?
  • How do I choose the right type?
  • How much will life insurance cost?

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Why Choose TIAA-CREF Life

  • A company you can trust
  • Affordable policies
  • Financial strength

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Investment, insurance, and annuity products are not FDIC insured, are not bank guaranteed, are not bank deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.

All solicitations pertaining to a contract for insurance may only be handled by an agent or broker licensed to engage in the business of insurance in the state in which you reside.

Life Insurance is issued by TIAA-CREF Life Insurance Company, 730 Third Avenue, New York, NY 10017. TIAA-CREF Individual & Institutional Services, LLC, and Teachers Personal Investors Services, Inc., members of FINRA, distribute securities products.

© 2012 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017