Open an IRA
If you’ve spoken with a consultant about your IRA options, you will need to complete a different application to open your account – completing the online application or a downloaded PDF will delay the opening of your IRA. Please call us at 800 842 2888 to receive the correct application.
Need help?
Call 800 842-2888
Monday through Friday
8 a.m. - 10 p.m. (ET) and Saturday, 9 a.m. - 6 p.m. (ET)
Monday through Friday
8 a.m. - 10 p.m. (ET) and Saturday, 9 a.m. - 6 p.m. (ET)
Already started an enrollment?
Self-employed?
- Open a SEP IRA
- Find out if a SEP IRA is right for you. Learn more »»
By U.S. Mail
Print out accompanying forms and mail completed forms to TIAA-CREF.
Download an IRA enrollment form (PDF):
Important Information
- Ensure that you are eligible
- View Prospectuses for the investment options available under your IRA
- Read the most recent supplement to the TIAA-CREF Institutional Mutual Funds' Statement of Additional Information (PDF) concerning the continued availability of certain closed Funds within this IRA.
- IRA Disclosure Statement & Custodial Agreement (PDF)
- TIAA-CREF Intermediary Frequent Trading Policy (PDF)
- Federal Register Notice for the TIAA Real Estate Account (PDF)






