If you’ve just changed jobs or have temporarily exited the workplace, chances are you still have a 401(k) or 403(b) at your previous employer. You may even have accounts at multiple employers. Consolidate these assets into a single IRA and you can simplify your retirement planning – with only one account to keep track of, and a single source of income to manage at retirement.
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The closer you get to retirement, the more important it is to have a clear picture of how much you’ve saved and how much you’ll need. Consolidating your retirement savings with a single provider makes it easier to manage your savings and your distributions.
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Is retirement approaching more quickly than you realize? Do you worry you could outlive your savings in retirement? Rolling over to a TIAA-CREF IRA – and converting a portion of your savings to a guaranteed stream of lifetime income – can help take the worry out of retirement.
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If you're adding or changing beneficiaries, it's likely the result of a significant event in your life. At a time when your family life may be getting more complicated, a knowledgeable TIAA-CREF professional can help you simplify your financial life.
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