Retirement Investments & IRAs: Standardized Prior Quarter-End Performance
Retirement plans may not offer all investment choices shown below or may offer additional investment selections. Please log in to Secure Access and click "Performance Charts" at the bottom of the Account homepage to view the investment options available to you.
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CREF Variable Annuities
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| Average Annual Total Returns as of 12/31/2011 | ||||||||||||||||||||
| 1 Year | 3 Year | 5 Year | 10 Year | Since Inception | Inception Date | |||||||||||||||
| World | ||||||||||||||||||||
| Global Equities | -7.74% | 11.24% | -2.65% | 3.08% | 6.45% | 05/01/1992 | ||||||||||||||
| U.S./International Equity | ||||||||||||||||||||
| Stock | -4.94% | 13.25% | -1.10% | 3.49% | 9.58% | 08/01/1952 | ||||||||||||||
| U.S. Equity | ||||||||||||||||||||
| Equity Index | 0.66% | 14.44% | -0.39% | 3.11% | 7.70% | 04/29/1994 | ||||||||||||||
| Growth | 1.19% | 16.68% | 2.23% | 1.66% | 6.19% | 04/29/1994 | ||||||||||||||
| Balanced | ||||||||||||||||||||
| Social Choice | 1.82% | 11.74% | 2.29% | 4.36% | 8.23% | 03/01/1990 | ||||||||||||||
| Fixed Income | ||||||||||||||||||||
| Bond Market | 6.96% | 6.90% | 5.56% | 5.26% | 6.76% | 03/01/1990 | ||||||||||||||
| Inflation-Linked Bond | 13.16% | 9.51% | 7.45% | 7.10% | 6.78% | 05/01/1997 | ||||||||||||||
| Money Market 1 | ||||||||||||||||||||
| Money Market | -- | 0.04% | 1.47% | 1.82% | 4.03% | 04/01/1988 | ||||||||||||||
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7-day current annualized yield 0.00% as of 02/10/2012 7-day effective annualized yield 0.00% as of 02/10/2012 |
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TIAA Variable Annuities
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| Average Annual Total Returns as of 12/31/2011 | |||||||||||||||||||
| 1 Year | 3 Year | 5 Year | 10 Year | Since Inception | Inception Date | ||||||||||||||
| Real Estate | |||||||||||||||||||
| Real Estate | 12.99% | -2.52% | -1.98% | 3.95% | 5.66% | 10/02/1995 | |||||||||||||
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TIAA-CREF Funds - Retirement Class
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| Average Annual Total Returns as of 12/31/2011 3 | Expense Ratios 4 | |||||||||||||||||||
| 1 Year | 3 Year | 5 Year | 10 Year | Since Inception 2 | Gross | Net | Inception Date | |||||||||||||
| World | ||||||||||||||||||||
| Global Natural Resources | -- | -- | -- | -- | -3.54% | 1.08% | 1.00% | 11/01/2011 | ||||||||||||
| International | ||||||||||||||||||||
| Emerging Markets Equity | -20.74% | -- | -- | -- | -4.96% | 1.40% | 1.20% | 08/31/2010 | ||||||||||||
| Emerging Markets Equity Index | -19.38% | -- | -- | -- | -3.46% | 0.68% | 0.50% | 08/31/2010 | ||||||||||||
| International Equity 5 | -23.78% | 6.30% | -6.39% | 3.90% | 2.29% | 0.78% | 0.78% | 10/01/2002 | ||||||||||||
| International Equity Index | -12.31% | 6.78% | -4.88% | -- | 7.36% | 0.35% | 0.35% | 10/01/2002 | ||||||||||||
| U.S. Equity | ||||||||||||||||||||
| Equity Index 5 | 0.69% | 14.51% | -0.27% | 3.32% | 1.59% | 0.33% | 0.33% | 03/31/2006 | ||||||||||||
| Growth & Income 5 | 2.79% | 13.66% | 2.48% | 3.88% | 1.87% | 0.73% | 0.73% | 10/01/2002 | ||||||||||||
| Large-Cap Growth | 1.43% | 15.54% | 1.93% | -- | 2.00% | 0.75% | 0.75% | 03/31/2006 | ||||||||||||
| Large-Cap Growth Index 6 | 2.31% | 17.66% | 2.17% | -- | 6.44% | 0.34% | 0.34% | 10/01/2002 | ||||||||||||
| Large-Cap Value | -5.88% | 13.18% | -2.81% | -- | 7.00% | 0.74% | 0.74% | 10/01/2002 | ||||||||||||
| Large-Cap Value Index | 0.05% | 11.23% | -2.89% | -- | 6.35% | 0.34% | 0.34% | 10/01/2002 | ||||||||||||
| Mid-Cap Growth | -5.46% | 21.10% | 2.19% | -- | 9.83% | 0.77% | 0.77% | 10/01/2002 | ||||||||||||
| Mid-Cap Value | -2.41% | 17.38% | 0.32% | -- | 10.73% | 0.74% | 0.74% | 10/01/2002 | ||||||||||||
| S&P 500 Index | 1.75% | 13.75% | -0.53% | -- | 6.08% | 0.33% | 0.33% | 10/01/2002 | ||||||||||||
| Small-Cap Blend Index | -4.39% | 15.21% | -0.06% | -- | 8.93% | 0.43% | 0.42% | 10/01/2002 | ||||||||||||
| Small-Cap Equity | -4.16% | 15.56% | -0.62% | -- | 8.78% | 0.82% | 0.82% | 10/01/2002 | ||||||||||||
| Social Choice Equity 5 | -0.26% | 15.01% | 0.12% | 3.45% | 1.58% | 0.45% | 0.45% | 10/01/2002 | ||||||||||||
| Fixed Income | ||||||||||||||||||||
| Bond 5 | 6.60% | 6.47% | 5.60% | 5.34% | 5.89% | 0.58% | 0.58% | 03/31/2006 | ||||||||||||
| Bond Index | 7.37% | -- | -- | -- | 6.06% | 0.43% | 0.38% | 09/14/2009 | ||||||||||||
| Bond Plus | 6.58% | 8.27% | 5.28% | -- | 5.41% | 0.62% | 0.60% | 03/31/2006 | ||||||||||||
| High-Yield | 5.88% | 19.61% | 7.30% | -- | 7.40% | 0.65% | 0.65% | 03/31/2006 | ||||||||||||
| Inflation-Linked Bond 7 | 13.05% | 9.34% | 7.33% | -- | 6.13% | 0.54% | 0.54% | 03/31/2006 | ||||||||||||
| Short-Term Bond | 2.36% | 4.10% | 3.93% | -- | 4.08% | 0.57% | 0.55% | 03/31/2006 | ||||||||||||
| Money Market | ||||||||||||||||||||
| Money Market 5, 8 | -- | 0.09% | 1.55% | 1.99% | 2.64% | 0.40% | 0.40% | 03/31/2006 | ||||||||||||
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7-day current annualized yield 0.00% as of 02/10/2012 7-day effective annualized yield 0.00% as of 02/10/2012 |
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| Asset Allocation | ||||||||||||||||||||
| Managed Allocation 9 | -0.05% | 11.39% | 1.32% | -- | 2.42% | 0.73% | 0.67% | 03/31/2006 | ||||||||||||
| Real Estate | ||||||||||||||||||||
| Real Estate Securities | 6.68% | 20.16% | -2.42% | -- | 10.09% | 0.83% | 0.82% | 10/01/2002 | ||||||||||||
| Lifecycle | ||||||||||||||||||||
| Lifecycle 2010 | 1.48% | 10.55% | 2.43% | -- | 4.33% | 0.84% | 0.64% | 10/15/2004 | ||||||||||||
| Lifecycle 2015 | 0.46% | 11.05% | 1.83% | -- | 4.18% | 0.86% | 0.66% | 10/15/2004 | ||||||||||||
| Lifecycle 2020 | -0.52% | 11.50% | 1.07% | -- | 3.87% | 0.87% | 0.67% | 10/15/2004 | ||||||||||||
| Lifecycle 2025 | -1.56% | 11.89% | 0.37% | -- | 3.57% | 0.88% | 0.68% | 10/15/2004 | ||||||||||||
| Lifecycle 2030 | -2.61% | 12.18% | -0.40% | -- | 3.17% | 0.89% | 0.69% | 10/15/2004 | ||||||||||||
| Lifecycle 2035 | -3.55% | 12.49% | -0.70% | -- | 3.15% | 0.90% | 0.70% | 10/15/2004 | ||||||||||||
| Lifecycle 2040 | -3.87% | 12.45% | -0.61% | -- | 3.41% | 0.90% | 0.70% | 10/15/2004 | ||||||||||||
| Lifecycle 2045 | -3.88% | 12.38% | -- | -- | -3.48% | 0.95% | 0.71% | 11/30/2007 | ||||||||||||
| Lifecycle 2050 | -3.80% | 12.32% | -- | -- | -3.53% | 0.99% | 0.71% | 11/30/2007 | ||||||||||||
| Lifecycle 2055 | -- | -- | -- | -- | -11.56% | 1.54% | 0.72% | 04/29/2011 | ||||||||||||
| Lifecycle Retirement Income | 2.41% | 9.50% | -- | -- | 1.98% | 0.91% | 0.63% | 11/30/2007 | ||||||||||||
| Lifestyle | ||||||||||||||||||||
| Lifestyle Income | -- | -- | -- | -- | 0.19% | 1.41% | 0.71% | 12/09/2011 | ||||||||||||
| Lifestyle Conservative | -- | -- | -- | -- | -0.02% | 1.29% | 0.75% | 12/09/2011 | ||||||||||||
| Lifestyle Moderate | -- | -- | -- | -- | -0.23% | 1.23% | 0.80% | 12/09/2011 | ||||||||||||
| Lifestyle Growth | -- | -- | -- | -- | -0.57% | 1.34% | 0.83% | 12/09/2011 | ||||||||||||
| Lifestyle Aggressive Growth | -- | -- | -- | -- | -0.90% | 1.58% | 0.86% | 12/09/2011 | ||||||||||||
The performance data quoted represents past performance, and is no guarantee of future results. For Variable Annuities and Mutual Funds your returns and the principal value of your investment will fluctuate so that your accumulation units or shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted above.
Click here for performance current to the most recent month-end or call 800 842-2242.
1.
Beginning July 16, 2009, part or all of the 12b-1 distribution expenses and/or administrative expenses attributable to the CREF Money Market Account are being voluntarily waived. Without these waivers, the 7-day current and effective annualized yields and total returns would have been lower. These waivers may be discontinued at any time without notice. Amounts waived on or after October 1, 2010 are subject to possible recovery by TIAA under certain conditions. Please see the prospectus for additional information. An investment in this account is not a deposit of any bank and is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other U.S. government agency. It is possible to lose money in this Account. The current yield more closely reflects the account's current earnings than does the total return.
2.
Mutual Fund performance information posted here is for the TIAA-CREF Funds - Retirement Class only.
The Since Inception values presented for the Lifecycle 2055, the Emerging Markets Equity Fund and the Emerging Markets Equity Index Fund are cumulative values and not average annualized total returns.
The Since Inception values presented for the Lifecycle 2055, the Emerging Markets Equity Fund and the Emerging Markets Equity Index Fund are cumulative values and not average annualized total returns.
3.
Performance figures include the reinvestment of all dividends and any capital gains distribution.
4.
The net annual expense ratio represents expenses after reimbursement and waivers, while the gross annual expense ratio represents expenses without any reimbursements and waivers. These expense reimbursement arrangements will continue through at least February 29, 2012 (except for the 0.25% service fee that pays for expenses related to offering Retirement Class shares on a retirement or other distribution platform), and can only be changed with approval of the Board of Trustees. Without these waivers and reimbursements, the Fund expenses would be higher and its performance would have been lower.
5.
The fund's Institutional Class began operations on July 1, 1999. Performance shown prior to the inception of the Retirement Class is based on the performance of the fund's Institutional Class. Performance has not been restated to reflect
the higher expenses of the Retirement Class. If the expense differential had been reflected, performance for these periods would have been lower.
6.
Teachers Advisors, Inc. has voluntarily agreed to reimburse the Large-Cap Growth Index Fund an additional 0.01% of its gross annual expenses, so the Fund's actual net annual expenses are 0.33% of average daily net assets. This voluntary reimbursement may be discontinued at any time.
7.
The fund's Institutional Class began operations on October 1, 2002. Performance shown prior to the inception of the Retirement Class is based on the performance of the fund's Institutional Class. Performance has not been restated to reflect the higher expenses of the Retirement Class. If the expense differential had been reflected, performance for these periods would have been lower.
8.
Beginning August 18, 2009, part or all of the service and investment management fees of the Retirement Class of the TIAA-CREF Money Market Fund are being voluntarily waived. Without these waivers, the 7-day current and effective annualized yields and total returns would have been lower. These voluntary fee waivers may be discontinued at any time without notice.
The TIAA-CREF Money Market Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in the fund. The current yield more closely reflects the fund's current earnings than does the total return.
The TIAA-CREF Money Market Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in the fund. The current yield more closely reflects the fund's current earnings than does the total return.
9.
The fund's adviser does not receive a management fee for its services to the Managed Allocation Fund II and has contracted to reimburse the fund for all its direct expenses through April 30, 2008 (except for the 0.25% service fee that pays for expenses related to offering Retirement Class shares on a retirement distribution platform). Shareholders indirectly bear their pro rata share of the fees and expenses of the funds in which the Managed Allocation Fund II invests.
TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Investment products are not FDIC insured, may lose value, and are not bank guaranteed.
