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TIAA-CREF Funds - Retirement Class

Bond Plus  (TCBRX )

The fund seeks a favorable long-term return, primarily through high current income consistent with preserving capital.

Net Asset Values: 30 days
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Net asset value as of 03/19/2010 : $9.96
Total return year-to-date as of 03/19/2010 : 2.69%
Fund's net invested assets as of 12/31/2009 : $512.63 million
Gross Expense Ratio : 0.65%
Net Expense Ratio : 0.60%
Inception date : 03/31/2006
Investment class : Fixed Income

As of 03/18/2010 : 30-day SEC Yield 1 : 4.06%
Performance Comparison
  Performance Data
as of 03/19/2010
Average Annual Total Returns
as of 02/28/2010
  Net Asset
Values
Net
Change
YTD
Return
1 Year 3 Year 5 Year 10 Year Since Inception
Bond Plus $9.96 + 0.01% 2.69% 13.27% 4.08% -- -- 4.70%
Barclays Capital U.S. Aggregate Bond Index 2 -- -0.05% 2.14% 9.32% 6.18% -- -- 6.43%

The performance data quoted represents past performance, and is no guarantee of future results. Your returns and the principal value of your investment will fluctuate so that your shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted above.

1.
The fund's 30-day SEC yield is based on yield to maturity of a fund's investments over a 30-day period and not on the dividends paid by the fund, which may differ.
2.
The Barclays Capital U.S. Aggregate Bond Index measures the performance of the U.S. investment-grade, fixed-rate bond market, including government and credit securities, agency mortgage pass-through securities, asset-backed securities and commercial mortgage-backed securities. You cannot invest directly in this index.

TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. You should consider the investment objectives, risks, charges and expenses carefully before investing. Please click here or call 877 518-9161 for a prospectus that contains this and other information. Please read the prospectus carefully before investing. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Investment products are not FDIC insured, may lose value, and are not bank guaranteed.

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