We can keep your retirement portfolio aligned to your goals

TIAA’s Retirement Plan Portfolio Manager (RPPM) can help you reach your retirement goals by professionally managing the TIAA investments in your workplace plan. RPPM creates a personalized plan based on your financial profile and goals – and automatically adjusts it over time.

Simply choose “Do It For Me” at the end of the Retirement Advisor experience linked below.

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Why retirement plan portfolio manager?

Small, regular adjustments vs. waiting until it’s too late

Imagine you’re sailing from New York to London through heavy winds across your journey.

If you wait too long to adjust your course, you will lose valuable time in reaching your destination. However, if you were to make small, frequent adjustments along the way, your path would look closer to a straight line.

RPPM keeps a constant eye on your retirement portfolio, automatically course correcting during your working years, so you can focus on what matters to you.

Sailing map from New York to London
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Checking all the right boxes with RPPM

Follow the steps below to see if the RPPM managed plan can help you reach your goals. RPPM doesn’t require a minimum balance.

  Remain in target-date fund One-time Portfolio Adjustment Ongoing Portfolio Management with RPPM
Features Invest based on age alone Choose “Help Me Do It” within Retirement advisor Choose “Do It For Me” within Retirement Advisor
Considers your current financial profile, your future retirement goals, and all of your retirement assets, including Social Security No ✔ ✔
Updates your investments to align to your retirement goals No ✔ ✔
Provides expert advice and guidance powered by Morningstar® No ✔ ✔
Readjusts and rebalances investments quarterly ✔
 No ✔
Delivers quarterly feedback No No ✔
      Get started with RPPMOpens in a new window

Remain in target-date fund

Features

Invest based on age alone

Considers your current financial profile, your future retirement goals, and all of your retirement assets, including Social Security

No

Updates your investments to align to your retirement goals

No

Provides expert advice and guidance powered by Morningstar®

No

Readjusts and rebalances investments quarterly

✔

Delivers quarterly feedback

No

 

 

One-time Portfolio Adjustment

Features

Choose “Help Me Do It” within Retirement advisor

Considers your current financial profile, your future retirement goals, and all of your retirement assets, including Social Security

✔

Updates your investments to align to your retirement goals

✔

Provides expert advice and guidance powered by Morningstar®

✔

Readjusts and rebalances investments quarterly

No

Delivers quarterly feedback

No

 

 

Ongoing Portfolio Management with RPPM

Features

Choose “Do It For Me” within Retirement Advisor

Considers your current financial profile, your future retirement goals, and all of your retirement assets, including Social Security

✔

Updates your investments to align to your retirement goals

✔

Provides expert advice and guidance powered by Morningstar®

✔

Readjusts and rebalances investments quarterly

✔

Delivers quarterly feedback

✔

 

Get started with RPPMOpens in a new window
A low-cost managed account

Pay only $3 or less for every $1,000 invested

The cost is deducted from the enrolled account each quarter.

Talk it through

Speak with a financial consultant

We’re here to help.
Weekdays, 8 a.m. – 7 p.m. (ET)

855-728-8422

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This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.

Morningstar Investment Management, LLC (Morningstar) is an unaffiliated investment advisor that provides TIAA with independent, third-party asset allocation models and specific investment recommendations for purposes of the Retirement Plan Portfolio Manager program. Program recommendations are generated by Morningstar as an independent investment authority, retained by TIAA to provide independent advice. The Morningstar tool's advice is based on statistical projections of the likelihood that an individual will achieve their retirement goals. The projections rely on financial and economic assumptions of historical rates of return of various asset classes that may not reoccur in the future, volatility measures and other facts, as well as information the individual provides.

IMPORTANT: Projections and other information generated through the Morningstar tool regarding the likelihood of various investment outcomes are hypo­thetical, do not reflect actual investment results and are not a guarantee of future results. The projections are dependent in part on subjective assump­tions, including the rate of inflation and the rate of return for different asset classes. These rates are difficult to accurately predict. Changes to the law, financial markets or individual personal circumstances can cause substantial deviation from the estimates. This could result in declines in an account's value over short or even extended periods of time.

No strategy or investment policy can eliminate or anticipate all market risks and losses can occur.

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