CD Rates

Institution	Term	Maturity	Coupon Rate	Payment
BANK INDIA NEW YORK, NY N/A in HI, MT, TX	6 month	7/25/2012	0.55%	At Maturity
STATE BANK INDIA NEW YORK, NY N/A in MT, OH, TX	1 year	1/25/2013	0.50%	At Maturity
GOLDMAN SACHS BANK USA NEW YORK, NY	2 year	1/27/2014	0.95%	Semi-Annual
GOLDMAN SACHS BANK USA NEW YORK, NY	3 year	2/02/2015	1.15%	Semi-Annual
GOLDMAN SACHS BANK USA NEW YORK, NY	4 year	2/01/2016	1.40%	Semi-Annual
GOLDMAN SACHS BANK USA NEW YORK, NY	5 year	2/01/2017	1.75%	Semi-Annual

NOTE: The coupon rates are as of January 24, 2012 and are subject to availability and change. A minimum deposit of $5000 is required. The interest payments are not reinvested and are paid as cash in your brokerage account.

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