CD Rates

Institution	Term	Maturity	Coupon Rate	Payment
DISCOVER BANK GREENWOOD, DE	6 month	11/23/2012	0.35%	At Maturity
BANK OF CHINA NEW YORK CITY, NY N/A in MT, OH, TX	1 year	5/23/2013	0.60%	At Maturity
BANK OF CHINA NEW YORK CITY, NY N/A in OH, TX	2 year	5/23/2014	0.80%	Semi-Annual
GE CAPITAL RETAIL BANK DRAPER, UT N/A in FL, TX	3 year	5/18/2015	1.05%	Semi-Annual
ALLY BANK MIDVALE, UT	4 year	5/23/2016	1.25%	Semi-Annual
GE CAPITAL RETAIL BANK DRAPER, UT N/A in FL, TX	5 year	5/18/2017	1.75%	Semi-Annual

NOTE: The coupon rates are as of May 15, 2012 and are subject to availability and change. A minimum deposit of $5000 is required. The interest payments are not reinvested and are paid as cash in your brokerage account.

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