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CD Rates

Institution Term Maturity Coupon Rate Payment

BANK INDIA
NEW YORK, NY
N/A in HI, MT, TX

6 month 7/25/2012 0.55% At Maturity

STATE BANK INDIA
NEW YORK, NY
N/A in MT, OH, TX

1 year  1/25/2013 0.50% At Maturity

GOLDMAN SACHS BANK USA
NEW YORK, NY

 2 year   1/27/2014  0.95% Semi-Annual

GOLDMAN SACHS BANK USA
NEW YORK, NY

 3 year   2/02/2015 1.15% Semi-Annual

GOLDMAN SACHS BANK USA
NEW YORK, NY

 4 year   2/01/2016 1.40% Semi-Annual

GOLDMAN SACHS BANK USA
NEW YORK, NY

 5 year   2/01/2017

1.75%

Semi-Annual

NOTE: The coupon rates are as of January 24, 2012 and are subject to availability and change. A minimum deposit of $5000 is required. The interest payments are not reinvested and are paid as cash in your brokerage account.

C32603E
© 2012 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017